Choose one of the plans listed below:
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
ESSENTIAL PLAN
Several coverage options available. You can adjust coverage option here to adjust the premium value.
The deductible is the amount you must pay out-of-your-pocket before your insurance covers medical expenses in the event of an emergency. You can adjust deductible here to change the premium.
Monthly payment plan available. See details.
- Applicant 1 (age 40): $205.00
- Applicant 2 (age 40): $205.00
- Applicant 3 (age 40): $205.00
- Applicant 4 (age 40): $205.00
- Applicant 5 (age 40): $205.00
Monthly plan is not available
This plan is not offered in Quebec, New Brunswick and Nunanut.
At the time of application, you are eligible for coverage if:
- You are 69 years and under; and,
- You are a full-time or part-time student enrolled in a school in Canada; and,
- You are not travelling against a physician or other registered medical practitioner.
Note: If you have already left your home country at the time you are purchasing this insurance, and you have sought treatment since your departure and/or you are currently experiencing any symptoms that are new or worsening, there is no coverage with respect to the medical condition or symptom, related condition or symptom, or for any subsequent treatment related to the condition or symptom, except as specified in the policy wording under the Maternity benefit and under the heading Period of Coverage, sub-heading Top-up.
You are eligible for insurance plan if you have none of the following conditions:
- are travelling against the advice of a physician.
- have been diagnosed with a terminal illness with less than 2 years to live.
- have been diagnosed with or received treatment within the past 2 years for pancreatic, lung, brain or liver cancer.
- have ever been diagnosed with any type of cancer that has spread from one part or organ of the body to another (metastatic cancer).
- have had or are waiting for an organ or bone marrow transplant (excluding corneal transplant).
- have ever been diagnosed with Congestive Heart Failure.
- have been prescribed or used home oxygen in the last 12 months.
- require kidney dialysis.
- reside in a nursing home, or long term care facility.
All applicant(s) are eligible for insurance if:
- at least 15 days old and less than 65 years of age; and
- ineligible for benefits under a government health insurance plan; and
- residing in Canada on a temporary basis; and
- one of the following is applicable:
- a student attending classes on a full-time basis at a recognized Canadian institution of learning; or
- a student completing post-doctorate research in a recognized Canadian institution of learning; or
- the spouse or dependent child of the insured student and residing with them on a full-time basis; or
- the parent, legal guardian, teacher or chaperone of the insured student.
All applicant(s) are eligible for insurance if:
- at least 15 days old and less than 65 years of age; and
- ineligible for benefits under a government health insurance plan; and
- residing in Canada on a temporary basis; and
- one of the following is applicable:
- a student attending classes on a full-time basis at a recognized Canadian institution of learning; or
- a student completing post-doctorate research in a recognized Canadian institution of learning; or
- the spouse or dependent child of the insured student and residing with them on a full-time basis; or
- the parent, legal guardian, teacher or chaperone of the insured student.
| Benefit | Summary |
|---|---|
| Policy Limit | $2,000,000.00 |
| Hospital Accomodation | Up to semi private room |
| Medical services | Included (no limit) |
| Diagnostic services | Included (no limit) |
| Prescription drugs | Up to 30 days per prescription |
| Private duty nurse | Not available |
| Emergency dental | $2,500 due to accident & 600 for pain |
| Medical appliances | Not available |
| Emergency transportation | Included (no limit) |
| Maternity | Not available |
| Physical examination | $150 for one exam per year |
| Eye examination | $100 for one exam per year |
| Psychiatric/ Psychological | $500 per incident |
| Trauma counselling | Not available |
| Corrective devices | Not available |
| Sexual health consultation | Not available |
| Tutorial services | Not available |
| Repartriation of remains | $5,000 |
| Accidental death & dismemberment | $10,000 |
| Common carrier | $25,000 |
| Benefit | Summary |
|---|---|
| Policy Limit | $2,000,000.00 |
| Hospital Accomodation | Up to semi private room |
| Medical services | Included (no limit) |
| Diagnostic services | Included (no limit) |
| Prescription drugs | Up to 30 days per prescription |
| Private duty nurse | Included (no limit) |
| Emergency dental | $4,000 due to accident & 600 for pain |
| Medical appliances | Included (no limit) |
| Emergency transportation | Included (no limit) |
| Maternity | Up to $10,000 (conditions apply) |
| Physical examination | $150 for one exam per year |
| Eye examination | $100 for one exam per year |
| Psychiatric/ Psychological | $1,000 per incident |
| Trauma counselling | 6 counselling sessions |
| Corrective devices | $1,000 |
| Sexual health consultation | Not available |
| Tutorial services | Not available |
| Repartriation of remains | $10,000 |
| Accidental death & dismemberment | $25,000 |
| Common carrier | $100,000 |
| Benefit | Summary |
|---|---|
| Policy Limit | $2,000,000.00 |
| Hospital Accomodation | Up to semi private room |
| Medical services | Included (no limit) |
| Diagnostic services | Included (no limit) |
| Prescription drugs | Up to 60 days per prescription |
| Private duty nurse | Included (no limit) |
| Emergency dental | $4,000 due to accident & 600 for pain |
| Medical appliances | Included (no limit) |
| Emergency transportation | Included (no limit) |
| Maternity | Up to $15,000 (conditions apply) |
| Physical examination | $150 for one exam per year |
| Eye examination | $100 for one exam per year |
| Psychiatric/ Psychological | $1,000 per incident |
| Trauma counselling | 6 counselling sessions |
| Corrective devices | $1,000 |
| Sexual health consultation | $100 per year |
| Tutorial services | $20 per hour, maximum $500 |
| Repartriation of remains | $10,000 |
| Accidental death & dismemberment | $25,000 |
| Common carrier | $100,000 |
| Benefit | Summary |
|---|---|
| Policy Limit | $2,000,000.00 |
| Hospital Accomodation | Up to semi private room |
| Medical services | Included (no limit) |
| Diagnostic services | Included (no limit) |
| Prescription drugs | Up to 30 days per prescription |
| Private duty nurse | Not available |
| Emergency dental | $2,500 due to accident & 600 for pain |
| Medical appliances | Not available |
| Emergency transportation | Included (no limit) |
| Maternity | Not available |
| Physical examination | $150 for one exam per year |
| Eye examination | $100 for one exam per year |
| Psychiatric/ Psychological | $500 per incident |
| Trauma counselling | Not available |
| Corrective devices | Not available |
| Sexual health consultation | Not available |
| Tutorial services | Not available |
| Repartriation of remains | $5,000 |
| Accidental death & dismemberment | $10,000 |
| Common carrier | $25,000 |
| Benefit | Summary |
|---|---|
| Policy Limit | $2,000,000.00 |
| Hospital Accomodation | Up to semi private room |
| Medical services | Included (no limit) |
| Diagnostic services | Included (no limit) |
| Prescription drugs | Up to 30 days per prescription |
| Private duty nurse | Included (no limit) |
| Emergency dental | $4,000 due to accident & 600 for pain |
| Medical appliances | Included (no limit) |
| Emergency transportation | Included (no limit) |
| Maternity | Up to $10,000 (conditions apply) |
| Physical examination | $150 for one exam per year |
| Eye examination | $100 for one exam per year |
| Psychiatric/ Psychological | $1,000 per incident |
| Trauma counselling | 6 counselling sessions |
| Corrective devices | $1,000 |
| Sexual health consultation | Not available |
| Tutorial services | Not available |
| Repartriation of remains | $10,000 |
| Accidental death & dismemberment | $25,000 |
| Common carrier | $100,000 |
| Benefit | Summary |
|---|---|
| Policy Limit | $2,000,000.00 |
| Hospital Accomodation | Up to semi private room |
| Medical services | Included (no limit) |
| Diagnostic services | Included (no limit) |
| Prescription drugs | Up to 60 days per prescription |
| Private duty nurse | Included (no limit) |
| Emergency dental | $4,000 due to accident & 600 for pain |
| Medical appliances | Included (no limit) |
| Emergency transportation | Included (no limit) |
| Maternity | Up to $15,000 (conditions apply) |
| Physical examination | $150 for one exam per year |
| Eye examination | $100 for one exam per year |
| Psychiatric/ Psychological | $1,000 per incident |
| Trauma counselling | 6 counselling sessions |
| Corrective devices | $1,000 |
| Sexual health consultation | $100 per year |
| Tutorial services | $20 per hour, maximum $500 |
| Repartriation of remains | $10,000 |
| Accidental death & dismemberment | $25,000 |
| Common carrier | $100,000 |
| Benefits | Summary |
|---|---|
| Medical services | Medical care received from physician in or out of hospital (conditions apply*) |
| Basic diagnostic services | Lab tests required by physicians to determine a medical condition |
| Advanced diagnostic services | cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre * |
| Follow-up physician visits | One follow-up per event of sickness or injury |
| Medical care | Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *) |
| Prescribed medication | prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered. |
| Pre-existing medical coverage | Not covered |
| Hospital stay | semi-private room when available and intensive care unit when medically necessary |
| Emergency ground transport | Licensed local ambulance service |
| Emergency air transport | if our medical advisor and your physician recommends then we will pay for one or more of the following:
|
| Dental Accident coverage | Not available |
| Dental pain relief | Not available |
| Accidental Death and Dismemberment | Not available |
| Healthcare practioners | accupuncturist, chiropractor, physiotherapist |
| Side Trip Coverage | provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *) |
| 90 day provision | Not available |
| Benefits | Summary |
|---|---|
| Medical services | Medical care received from physician in or out of hospital (conditions apply*) |
| Basic diagnostic services | Lab tests required by physicians to determine a medical condition |
| Advanced diagnostic services | cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre * |
| Follow-up physician visits | No limit |
| Medical care | Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *) |
| Prescribed medication | prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered. |
| Pre-existing medical coverage | Not covered If conditions existed in 180 days prior to effective date |
| Hospital stay | semi-private room when available and intensive care unit when medically necessary |
| Emergency ground transport | Licensed local ambulance service |
| Emergency air transport | if our medical advisor and your physician recommends then we will pay for one or more of the following:
|
| Dental Accident coverage | Up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face. |
| Dental pain relief | Up to $300 acute dental pain for which you have not previously received treatment or advice |
| Accidental Death and Dismemberment | Up to $25,000 coverage |
| Healthcare practioners | accupuncturist, chiropodist, chiropractor, osteopath, physiotherapist, podiatrist |
| Side Trip Coverage | provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *) |
| 90 day provision | Reinstatement of coverage for a second claim related to the same condition |
| Benefits | Summary |
|---|---|
| Medical services | Medical care received from physician in or out of hospital (conditions apply*) |
| Basic diagnostic services | Lab tests required by physicians to determine a medical condition |
| Advanced diagnostic services | cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre * |
| Follow-up physician visits | No limit |
| Medical care | Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *) |
| Prescribed medication | prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered. |
| Pre-existing medical coverage | Covered if conditions existed and stable in 180 days prior to effective date. |
| Hospital stay | semi-private room when available and intensive care unit when medically necessary |
| Emergency ground transport | Licensed local ambulance service |
| Emergency air transport | if our medical advisor and your physician recommends then we will pay for one or more of the following:
|
| Dental Accident coverage | Up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face. |
| Dental pain relief | Up to $300 acute dental pain for which you have not previously received treatment or advice |
| Accidental Death and Dismemberment | Up to $25,000 coverage |
| Healthcare practioners | accupuncturist, chiropodist, chiropractor, osteopath, physiotherapist, podiatrist |
| Side Trip Coverage | provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *) |
| 90 day provision | Reinstatement of coverage for a second claim related to the same condition |
| Benefits | Summary |
|---|---|
| Medical services | Medical care received from physician in or out of hospital for emergency medical treatment.(conditions apply) |
| Basic diagnostic services | X-ray examinations and diagnostic laboratory procedures when performed at the time of the initial emergency. |
| Follow-up physician visits | Up to 5 follow-up visits within the 14 days after the initial emergency treatment. |
| Prescribed medication | Up to a maximum supply of 30 days for prescription drugs for emergency medical treatment. |
| Pre-existing medical coverage | Covers pre-existing medical conditions if stable in 90 days prior effective date. |
| Hospital stay | Semi-private room |
| Emergency ground or air transport | licensed ground, air or sea ambulance and paramedics to the nearest hospital |
| Dental Accident coverage | Up to a maximum of $6,000 for dental expenses for an accidental blow to the face requiring the treatment (conditions apply) |
| Dental pain relief | Up to a maximum limit of $600 for dental expenses for any dental emergencies other than pain caused by an accidental blow to the face. (conditions apply) |
| Accidental Death and Dismemberment | Accidental Death & Dismemberment accident coverage up to:
|
| Healthcare practioners | Up to a maximum of $1,000 combined for all practitioners such as Psychiatrist, Psychotherapist, Psychologist, Nurse psychotherapist, Clinical counsellor, Social worker per incident as a result of an emergency. |
| Maternity | Up to a maximum of $25,000 per pregnancy for:
|