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Medical Questionaire

Q1. Do you have any reason to seek medical treatment, excluding the regular care of a chronic condition or medical evaluation required to satisfy travel visa requirements?

Q2. If you are currently in Canada, have you ever been denied similar coverage offered by another Canadian insurer? Select No if you are currently not in Canada.

Q3. If you are currently in Canada, have you had more than $5,000 in medical treatment in the last 12 months while in Canada? Select No if you are currently not in Canada.

Q4. Are you:

  1. expecting medical treatment for heart disease;
  2. waiting for a test(s) for a suspected heart condition; and/or
  3. taking prescription drugs for heart disease while taking insulin to treat diabetes?

Q5. Do you have an Implantable Cardioverter Defibrillator (ICD)?

Q6. Have you fainted or fallen more than once without medical diagnosis (syncope)?

Q7. Do you use home oxygen for a medical condition?

Q8. Do you take oral steroids to treat a lung condition?

Q9. Are you being treated for cancer or have Metastatic Cancer?

Q10. Do you have a vascular aneurysm that is surgically untreated?

Q11. Have you ever had:

  1. a valve replacement,
  2. kidney (renal) dialysis, or
  3. an organ transplant?

Q12. Were you diagnosed; did you receive new medical treatment
(e.g. consultation, tests or prescription drugs); or have you had a change in your medical treatment, (e.g. a stop, start or dosage change to a prescription drug, other than a dosage change of Coumadin or Warfarin) for, any of the following conditions in the last twelve (12) months:

  1. CongestiveHeartFailure
  2. Atrial flutter
  3. Atrial/ventricularfibrillation
  4. Peripheral vascular disease
  5. Stroke/transient ischemic attack (TIA)
  6. Acquired Immune Deficiency Syndrome (AIDS)
  7. Terminal Illness
  8. Blood Clot(s)
  9. Gastrointestinal Bleeding

Q13. Do you need help from another person(s) with activities of daily living (ADL)?

 

Declaration

Completing the Eligibility section of this application accurately is very important. It includes medical questions that determine you can purchase a plan. The Exclusions to Coverage section of this policy lists specific expenses that are not covered. Here are important examples of these:
1. GMS does not cover any expenses or complications related to:
  • Pregnancy, abortion, miscarriage, or childbirth.
2. GMS does not cover expenses resulting from pre-existing medical conditions which have not been stable for 180 days.
To review the full list and details of the exclusions, Click here.