International Student Medical Insurance

Each year, Canadian universities and colleges warmly welcome a diverse group of international students from around the world, offering them opportunities for academic growth and cultural exchange. Canada is widely known for its exceptional public healthcare system, which is provided free of charge. However, it’s important to note that these free medical services and facilities are only available to Canadian citizens and permanent residents. Therefore, as an international student, accessing these healthcare services can be quite challenging without having international student medical insurance in Canada. Emergency medical services for any illness, including dental issues, can be significantly expensive for international students, who already face a heavy financial burden due to education and lodging expenses. These challenges make it essential to secure international student medical insurance while in Canada.

With international student medical insurance Canada, you can prevent the financial burden of having to pay for medical expenses on your own. At Danforth Insurance we bring the best student medical insurance in Canada by allowing our customers to compare international student medical insurance cost from various major insurance providers at one place. In addition to this we allow our clients to choose from several coverage and deductible options. A small coverage amount and high deductibles can help you to bring down the international student medical insurance cost according to your budget requirements.

Canadian Students

Get coverage today if you are a Canadian student seeking education in the USA, other countries or other provinces.

Why Choose Us?

Enjoy full or part-time studies without any concerns about your healthcare

Emergency medical coverage available for student and their families

Maternity benefits (conditions apply)

We provide quotes from multiple insurance providers in one place, allowing you to choose the best option for your health and financial situation.

We do price match or may even provide a better deal – call us at 647-350-0332

Medically covered even during school breaks

Monthly payment option available too with $100,000 or more coverage for one year (365 days)

Comprehensive coverage for stable pre-existing medical conditions such as high blood pressure, heart conditions, diabetes, cholesterol issues, lung conditions, and more. Take advantage of this exclusive feature to ensure your peace of mind.

We offer student’s family plan too to cover whole family at reduced insurance premiums.

Plan covers you when travelling outside Canada as long as it is not your home country.

International Students Insurance Plans

We are a travel insurance company based in Toronto, collaborating with a variety of trusted and reputable medical insurance providers to offer comprehensive coverage. Through these partnerships, we are able to bring the best student medical insurance in Canada. We offer our clients several international student medical insurance quotes along with affordable monthly payment plans when purchased for one year and at least $100,000 coverage, family medical plans and special discounts for companions. You can purchase a policy at minimum $475 international student medical insurance cost for one year. Explore below the numerous benefits of international student medical insurance by Tugo, Insure Canada and 21st Century. These benefits include coverage for medical emergencies, hospitalization, emergency dental care, accidental death and dismemberment, and more, providing peace of mind throughout your studies in Canada.

21st Century insurance policies are underwritten by Manulife. Three plans (1) Basic, (2) Standard and (3) Enhanced are offered with a range of coverages from $15,000 to $200,000 and monthly payment option with $100,000 or more coverage for one year.

Insure Canada offers three plans (1) Standard, (2) Enhanced and (3) Premium with several benefits. These plans are available for ages up to 65 years. Each plan provides up to $2 million emergency medical coverage.

Tugo student insurance plans available for ages up to 69 years. Tugo's policy provides covearge up to $2 million. Explore insurance benefits below to acquire peace of mind while studying in Canada.

21st Century Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:

Insure Canada Plans Benefits

Benefits	Standard	Enhanced	Premium
Policy Limit	$2,000,000.00	$2,000,000.00	$2,000,000.00
Hospital Accomodation	Up to semi private room	Up to semi private room	Up to semi private room
Medical services	Included (no limit)	Included (no limit)	Included (no limit)
Diagnostic services	Included (no limit)	Included (no limit)	Included (no limit)
Prescription drugs	Up to 30 days per prescription	Up to 30 days per prescription	Up to 60 days per prescription
Private duty nurse	Not available	Included (no limit)	Included (no limit)
Emergency dental	$2,500 due to accident & 600 for pain	$4,000 due to accident & 600 for pain	$4,000 due to accident & 600 for pain
Medical appliances	Not available	Included (no limit)	Included (no limit)
Emergency transportation	Included (no limit)	Included (no limit)	Included (no limit)
Maternity	Not available	Up to $10,000 (conditions apply)	Up to $15,000 (conditions apply)
Physical examination	$150 for one exam per year	$150 for one exam per year	$150 for one exam per year
Eye examination	$100 for one exam per year	$100 for one exam per year	$100 for one exam per year
Psychiatric/Psychological	$500 per incident	$1,000 per incident	$1,000 per incident
Trauma counselling	Not available	6 counselling sessions	6 counselling sessions
Corrective devices	Not available	$1,000	$1,000
Sexual health consultation	Not available	Not available	$100 per year
Tutorial services	Not available	Not available	$20 per hour, maximum $500
Repartriation of remains	$5,000	$10,000	$10,000
Accidental death & dismemberment	$10,000	$25,000	$25,000
Common carrier	$25,000	$100,000	$100,000

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: Policy document

Tugo Plan Benefits

Coverage up to $2 million including emergency medical treatment for COVID-19 sickness	5 follow-up visits within 14 days post-emergency
Mental health emergency coverage	One annual doctor’s visit and one general eye exam
Ground, air or sea ambulance	Other professional medical services
Emergency dental services	Maternity
Private duty nursing	Accidental Death & Dismemberment accident coverage up to: Air flight/common carrier: $10,000 24-hour Accident: $10,000
Fracture treatment	Prescription medications

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings

Benefits	Basic	Standard	Enhanced
Medical services	Medical services received from physician in or out of hospital (conditions apply*)	Medical services received from physician in or out of hospital (conditions apply*)	Medical services received from physician in or out of hospital (conditions apply*)
Basic diagnostic services	Lab tests required by physicians to determine a medical condition	Lab tests required by physicians to determine a medical condition	Lab tests required by physicians to determine a medical condition
Advanced diagnostic services	cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre *	cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre *	cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre *
Follow-up physician visits	One follow-up per event of sickness or injury	No limit	No limit
Medical care	Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *)	Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *)	Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *)
Prescribed medication	prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered.	prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered.	prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered.
Pre-existing medical coverage	Not covered	Not covered If conditions existed in 180 days prior to effective date	Covered if conditions existed and stable in 180 days prior to effective date.
Hospital stay	semi-private room when available and intensive care unit when medically necessary	semi-private room when available and intensive care unit when medically necessary	semi-private room when available and intensive care unit when medically necessary
Emergency ground transport	Licensed local ambulance service	Licensed local ambulance service	Licensed local ambulance service
Emergency air transport	if our medical advisor and your physician recommends then we will pay for one or more of the following: air ambulance cost effective economy class fare for return to your home country return air fare for medical attendant if necessary stretcher fare on a commercial flight if necessary (conditions apply *)	if our medical advisor and your physician recommends then we will pay for one or more of the following: air ambulance cost effective economy class fare for return to your home country return air fare for medical attendant if necessary stretcher fare on a commercial flight if necessary (conditions apply *)	if our medical advisor and your physician recommends then we will pay for one or more of the following: air ambulance cost effective economy class fare for return to your home country return air fare for medical attendant if necessary stretcher fare on a commercial flight if necessary (conditions apply *)
Dental Accident coverage	Not available	Up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face.	Up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face.
Dental pain relief	Not available	Up to $300 acute dental pain for which you have not previously received treatment or advice	Up to $300 acute dental pain for which you have not previously received treatment or advice
Accidental Death and Dismemberment	Not available	Up to $25,000 coverage	Up to $25,000 coverage
Healthcare practioners	accupuncturist, chiropractor, physiotherapist	accupuncturist, chiropodist, chiropractor, osteopath, physiotherapist, podiatrist	accupuncturist, chiropodist, chiropractor, osteopath, physiotherapist, podiatrist
Side Trip Coverage	provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *)	provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *)	provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *)
90 day provision	Not available	Reinstatement of coverage for a second claim related to the same condition	Reinstatement of coverage for a second claim related to the same condition