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Super visa insurance

When applying for the super visa, it is a required component of the application process to secure Super Visa Insurance for Parents and Grandparents. This insurance ensures that they are covered for any medical emergencies during their stay in the country. In order to fulfill the requirements established by Canadian immigration and citizenship, the insurance must offer at least $100,000 in medical coverage for a duration of one year (365 days). Additionally, the insurance must be purchased from a travel insurance provider that is based in Canada. Danforth insurance is a super visa insurance Toronto based company who offer affordable super visa insurance quotes from all the leading providers, consolidating them all in one place for easy comparison.

We understand how important it is for you to find super visa insurance for your parents and grandparents, taking into account their unique medical conditions and your budget limitations. We aim to offer the best super visa insurance cost in Canada. To achieve this, we offer a wide range of Super Visa Insurance Quotes from all the top insurance providers, ensuring you have access to the best option available. Additionally, we make it easier for you to manage your budget by offering an affordable super visa insurance monthly payment plan, so you can find a solution that fits both your financial needs and the coverage requirements for your parents.

Need super visa insurance for less than a year?

Coming Canada again on a Super Visa? You may only need short-term coverage instead of full year. Click below to get super visa insurance quote for less than a year.

Why Choose Us?

Comprehensive medical coverage options starting at $100,000 for one year (365 days).

Convenience of monthly payment plan option!

Enjoy exclusive discounts for companions and family members

We provide quotes from multiple insurance providers in one place, allowing you to choose the best option for your health and financial situation.

We do price match or may even provide a better deal – call us at 647-350-0332

COVID-19 coverage available within Canada subject to the regular terms and conditions of the policy

We offer plans for individuals of all ages, whether or not they require coverage for pre-existing medical conditions.

Plans available for the stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions)

Diverse range of deductibles, from as low as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.

100% refund – If no Visa granted for any reason before effective date.

Get a partial premium refund for plan changes, only if no claims have been processed.

Super visa insurance plans

We are a Super Visa Insurance Toronto based provider who in partnership with a variety of trusted medical insurance companies bring the best super visa insurance cost in Canada. By collaborating with multiple top-tier insurers, we offer our clients several super visa insurance quotes along with affordable super visa insurance monthly payment plans, family medical plans and special discounts for companions. Explore below the numerous benefits of super visa Insurance by Rimi, Manulife, Blue Cross, Allianz, Insure Canada, Travelance, JF, Tugo, Destination Canada, Travel Shield, True North, 21st Century, GMS. These benefits include medical emergency coverage, hospitalization, emergency dental, accidental death & dismemberment and more, ensuring peace of mind during the travel to Canada. The variety of options from these top insurers allows you to find the best fit based on coverage, budget, and other essential factors.

Rimi Super Visa Insurance

Secure Travel RIMI Insurance offers two super Visa medical coverage plans: Standard and Enhanced. Both plans are available with and without coverage for pre-existing medical conditions, and coverage can also be purchased with a monthly payment option. Coverage options ranging from $100,000 to $1 million are available.

Manulife Super Visa Insurance

We offer three Manulife super Visa insurance plans: Basic, Standard, and Enhanced. The Basic and Standard plans provide coverage without pre-existing medical conditions, while the Enhanced plan includes coverage for pre-existing conditions. All three plans offer coverage limits ranging from $100,000 to $200,000.

Blue Cross Super Visa Insurance

Blue Cross super visa insurance offers two coverage limits: $100,000 and $150,000. The plan includes coverage for stable pre-existing medical conditions and does not require a medical questionnaire, although certain exclusions apply. More information on these exclusions can be found by clicking on view more details below.

Allianz Super Visa Insurance

Allianz super visa insurance offers two coverage limits: $100,000 and $500,000. The plan includes coverage for stable pre-existing medical conditions and does not require a medical questionnaire, although certain exclusions apply. More information on these exclusions can be found by clicking on view more details below.

Insure Canada Super Visa Insurance

Insure Canada offers two plans: Standard and Enhanced. Emergency medical coverage ranges from $100,000 to $1 million. Both plans are available with or without coverage for pre-existing medical conditions, and coverage can also be purchased with a monthly payment option.

Travelance Super Visa Insurance

Travelance offers two plans (1) Essential and (2) Premier with a range of coverages $100,000 to $150,000 and monthly payment option for 90 or more days. The Premier plan covers stable pre-existing conditions, while the Essential plan with lower premiums does not cover pre-existing conditions.

JF Super Visa Insurance

JF super visa insurance plan comes with the coverage options ranging from $100,000 to $300,000. This plan provides coverage with and without pre-existing medical conditions. JF insurance does not require a medical questionnaire, although certain exclusions apply. More details can be found by clicking on view more details below.

True North Super Visa Insurance

We offer two True North Away Care Super Visa insurance plans: Standard and Gold. These plans provide coverage options ranging from $100,000 to $300,000 and are available with or without coverage for pre-existing medical conditions. True North plans also include stability period options of 365, 180, 90, and as low as 30 days.

Destination Canada Super Visa Insurance

Destination Canada super visa insurance plan comes with the coverage options from $100,000 to $300,000. This plan provides coverage with and without pre-existing medical conditions. Plan can be purchased on monthly payment option too. This plan does not require a medical questionnaire, although certain exclusions apply.

Travel Shield Super Visa Insurance

We offer Travel Shield plans (1) SVI Plan 4 and (2) SVI Plan 5 for super visa applicants. SVI Plan 4 is for applicants with no pre-existing medical conditions and SVI Plan 5 includes coverage for pre-existing medical conditions. Travel Shield plans require medical questionnaire.

Tugo Super Visa Insurance

Tugo offers insurance coverage for all age groups, including seniors over 85, even those with pre-existing conditions, who can benefit from Tugo's medical insurance policies. You will need to complete a medical questionnaire, which will help determine your insurance premium. Further details can be found by clicking on view more details.

21st Century Super Visa Insurance

We offer three 21st Century Super Visa insurance plans: Basic, Standard, and Enhanced. The Basic and Standard plans provide coverage without pre-existing medical conditions, while the Enhanced plan includes coverage for pre-existing conditions. All three plans offer coverage limits ranging from $100,000 to $200,000.

GMS Super Visa Insurance

GMS super visa insurance offers coverage options of $100,000 to $150,000. This plan includes coverage for stable pre-existing medical conditions. Stability period for pre-existing medical conditions is 180 days.

21st Century Super Visa Insurance Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:

Manulife Super Visa Insurance Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:

Insure Canada Super Visa Insurance Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: Policy document

Rimi Super Visa Insurance Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: Policy document

Travel Shield Super Visa Insurance Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:

True North Super Visa Insurance Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:

Travelance Super Visa Insurance Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: (1) Essential Plan and (2) Premier Plan

GMS Super Visa Insurance Plan Benefits

Benefit	Details
Pre-existing conditions coverage	Covers pre-existing conditions if stable in 180 days prior to the effective date
Medical questionnaire required?	Yes
Hospital accommodation	Semi-private room
Prescription drugs	Covers medication required for emergency treatment up to maximum 30 day prescription
Follow-up visits	Covers follow-up visits if related to medical emergency
Private duty nurse	Covers some expenses if required medically as a result of emergency treatment
Ground or air transportation	Covers ground and/or air transport when medically necessary.
Dental coverage	Up to $2,000 for treatment as a result of accidental blow. Up to $300 for dental pain.
Laboratory tests & diagnostic services	Lab tests and x-rays when related to the medical emergency. Magnetic resonance imaging, computerized axial tomography scans, sonograms, ultrasounds and biopsies are excluded from coverage, unless pre-authorized by GMS.
Medical Appliances	Not covered
Health professional services	Up to an aggregate maximum $500 per person for osteopath, optometrist, physiotherapist, chiropractor, chiropodist and/or podiatrist.
Accidental death & dismemberment	Not covered
Return of deceased/ Cremation or burial	Up to $10,000 for return of deceased to the country of origin Up to $4,000 for cremation or burial This benefit does not cover the cost of a headstone, burial casket, urn, or funeral service expenses.
Transportation to bedside	1 round-trip economy class airfare for a medical attendant who needs to be with you in case of medical emergency.
Side trip coverage	Covers side trips for up to 30 days or less in duration outside of Canada for the trips that originate and terminate in Canada are not greater than 50% of your period of coverage. Expenses incurred in your country of origin are not covered.
Out-of-pocket expenses	Up to $150 per day to a maximum of $1,000, for accommodations, meals, necessary telephone calls and taxi or bus fares incurred by an accompanying family member in the event of emergency In the event of your hospitalization: Covers up to $500 for childcare for the children accompanying you on your trip.
Automatic extensions	For the duration of your hospitalization and 72-hour period following discharge from the hospital. Arrive in your country of origin within 48 hours.
Policy cancellation/ Refund	Policy can be cancelled with full refund within 10 days of purchase provided that policy starts after 10 days of purchase date.
Waiting period	Waiting period applies if you purchase policy after your arrival in Canada 2 days period if you have purchased policy within 30 days of arrival in Canada 7 days period if you have purchased policy after more than 30 days of arriving in Canada

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wording.

Tugo Super Visa Insurance Plan Benefits

Benefit	Details
Pre-existing conditions coverage	59 years and under - Covers if stable in 120 days before the effective date of the policy 60 to 69 years - Covers if stable in 180 days before the effective date of the policy 70 years and over - Covers if stable in 365 days before the effective date of the policy
Medical questionnaire required?	Yes - Only 60 years and older needs to complete medical questionnaire
Hospital accommodation	Semi-private room
Prescription drugs	Up to a 30-day supply following an emergency during the trip
Follow-up visits	Up to 5 follow-up visits within 14 days of the initial emergency medical treatment
Private duty nurse	Covers up to sum insured if required as a result of medical emergency
Ground or air transportation	Up to the sum insured for ground, air or sea ambulance (including paramedics) or taxi in lieu
Dental coverage	Up to $6,000 for dental accidents during the trip Up to $600 for dental pain
Laboratory tests & diagnostic services	Lab tests and x-rays when related to the medical emergency.
Medical Appliances	Covers rental or purchase of essential medical appliances up to the sum insured.
Health professional services	Up to $600 for any one incident per practitioner for licensed Physiotherapists, Chiropractors, Chiropodists, Osteopaths, Podiatrists, Optometrists, Acupuncturists
Accidental death & dismemberment	This plan does NOT cover Accidental Death & Dismemberment (AD&D). However, you can purchase AD&D coverage separately by calling us at 647-350-0332. When AD&D coverage is purchased separately, it covers the following: Up to $25,000 24-hour accident insurance coverage Up to $10,000 Air Flight/Common Carrier
Return of deceased/ Cremation or burial	Up to the sum insured for preparation and return of the body Up to $6,000 for burial or cremation at the place of death Transportation costs and insurance coverage for one family member to identify the body, and up to $400 per day to a maximum of $2,000 for their meals and accommodation
Transportation to bedside	When an insured traveller is hospitalized, this benefit includes: A round trip economy airfare or ground transportation costs for a family member to be at their bedside Up to $400 per day to a maximum of $2,000 for out-of-pocket expenses
Side trip coverage	Travel Worldwide Travel worldwide is covered as long as the majority of the period of coverage is spent in Canada. The insured must have travelled to Canada first before they can be covered for side-trips outside of Canada . Travel in Home Country Visits to home country are permitted; the Policy will not terminate but expenses will not be covered
Out-of-pocket expenses	In case of hospitalization it covers: Up to $500 per day to a maximum of $5,000 commercial accommodation, meals, telephone calls, internet charges, taxi fare, parking charges, bus fare, rental car services Up to $500 per day to a maximum of $5,000 for child care costs for the insured children accompanying you on the trip.
Automatic extensions	Coverage will be automatically extended in any of the following event Hospitalization: During your stay in hospital plus 7 days after release from hospital Medically unfit to travel: Up to 7 days Common carrier delay: Up to 7 days
Policy cancellation/ Refund	Policy cancellation with full refund is available up to the insurance start date. Policy cancellation after the arrival date is subject to terms and conditions given in the policy document.
Waiting period	Waiting period applies if you purchased policy before arrival in Canada 48-hour waiting period on disease or illness if the policy is purchased within 60 days after arrival in Canada 7-day waiting period on sickness if policy is purchased 61 days or more after arrival in Canada

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance section in policy wording and key benefits.

Allianz Super Visa Insurance Plan Benefits

Benefit	Details
Pre-existing conditions coverage	Pre-existing medical condition coverage 59 and under: covers pre-existing conditions if stable for 90 days before the insurance start date 60 to 89: covers pre-existing conditions if stable for 180 days before the insurance start date
Medical questionnaire required?	No — exclusions apply (see policy wording for details).
Hospital accommodation	Semi-private room
Prescription drugs	30-day supply, to a maximum of $1,000
Follow-up visits	Covers follow-up visits if related to medical emergency and prescribed by the physician
Private duty nurse	Covers if required as a result of medical emergency and should not exceed $10,000.
Ground or air transportation	Covers ground and/or air transport when medically necessary up to sum insured
Dental coverage	Up to $4,000 for treatment as a result of accidental blow. Up to $500 for dental pain.
Laboratory tests & diagnostic services	Covers diagnostics, lab tests and/or X-ray examinations as ordered by a physician for the purpose of diagnosis.
Medical Appliances	Covers rental of crutches or hospital-type bed, not exceeding the purchase price; and the cost of splints, trusses, braces or other prosthetic appliances approved in advance by Allianz Global Assistance.
Health professional services	Up to $500 per profession such as chiropractor, osteopath, podiatrist / chiropodist, physiotherapist when ordered by the attending physician; acupuncturist.
Accidental death & dismemberment	Up to the sum insured
Return of deceased/ Cremation or burial	Up to $10,000 for costs incurred to prepare and return your remains in a standard transportation container to your country of origin; Up to $4,000 for cremation or burial of your remains at the place of death. The cost of a cofn or urn is not covered.
Transportation to bedside	In case of hospitalization related to medical emergency this policy provides the following coverage to bring someone to your bedside: Up to a maximum of $3,000 for round trip economy air fare Up to a maximum of $1,000 for commercial accommodation, meals, essential telephone calls, taxi fare.
Side trip coverage	Costs incurred outside of Canada other than in your country of origin are covered provided the majority of the period of coverage is spent in Canada.
Out-of-pocket expenses	In case of hospitalization it covers $150 per day to a maximum of $1,500, or up to a maximum of 10 days for commercial accommodation and meals, child care costs for children accompanying you, essential telephone calls, taxi fares.
Automatic extensions	Coverage will be automatically extended in any of the following event: Delay of conveyance: up to 72 hours Hospitalization: the period of hospital confinement, plus 72 hours after release to travel home Medically unfit to travel: Up to 5 days
Policy cancellation/ Refund	A full refund will be provided for policies which are returned within 10 days of purchase. There will be no refund of premium if a claim has been made.
Waiting period	48-hours waiting period applies if you purchase your policy: after the expiry date of an existing Allianz Global Assistance administered policy after you exit your country of origin.

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance section in policy wording and exclusions for which coverage is not available under Allianz medical insurance.

Blue Cross Super Visa Insurance Plan Benefits

Benefit	Details
Pre-existing conditions coverage	Age 55 and under: Covers if stable in 3 months prior insurance effective date Age 55 to 79: Covers if stable in 6 months prior insurance effective date All ages: No coverage if you have already been treated or recommended to receive treatment for Cardiovascular conditions, neurological conditions and/or Pulmonary conditions. Further details are in policy wording. Note: Does not cover any heart condition for which you have used nitroglycerin
Medical questionnaire required?	No — exclusions apply (see policy wording for details).
Hospital accommodation	Semi-private room
Prescription drugs	Covers medication required for emergency treatment
Follow-up visits	Covers claims arising from sudden and unexpected situations (i.e., accidents and emergencies) and typically not follow-up or recurrent care.
Private duty nurse	Covers if required medically.
Ground or air transportation	Covers ground and/or air transport when medically necessary.
Dental coverage	Covers up to $2000 for treatment required as a result dental accident Note: conditions apply. Further details are in policy wording.
Laboratory tests & diagnostic services	Lab tests and x-rays when related to the medical emergency. Covers diagnostic tests prescribed by the physician treating you on site for diagnostic purposes.
Medical Appliances	Covers medical devices (e.g., buying or renting couches, canes or splints, etc.) prescribed by a physician treating you on site.
Health professional services	Up to maximum $400 per health professional services such as Physiotherapist, Osteopath, Chiropractor, Podiatrist or chiropodist (combined)
Accidental death & dismemberment	Not covered
Return of deceased/ Cremation or burial	Up to $10,000 for return of deceased to the country of origin - excluding the cost of coffin. Up to $4,000 for cremation or burial - excluding cost of urn, coffin and tombstone.
Transportation to bedside	Some transportation expenses for a family member or a friend to identify the insured person if required.
Side trip coverage	May cover side trips outside Canada if all of the following conditions are satisfied: The side trip Must begin and end in Canada Must take place entirely within the coverage period Must not exceed 30 days Must not take place in your country of permanent residence
Out-of-pocket expenses	Up to $1,500 subsistence allowance to cover meals, taxi transportation, accommodation cost in commercial establishment, essential phone calls, childcare cost for children accompanying you on the trip.
Automatic extensions	Up to 24 hours: if returning to your country is postponed due to a carrier delay. For the duration of your hospitalization and 24-hour period following discharge from the hospital. Up to 72 hours: if returning to your country of permanent residence is postponed due to the medical emergency that affects you and must have started 24 hours prior to the return date.
Policy cancellation/ Refund	Before effective date: Full refund is available minus $25 administrative fee After effective date: You can request cancellation/refund during 10 days following date of purchase unless You have submitted a claim Policy is for 10 days or less
Waiting period	3 days waiting period applies if you have purchased coverage within 30 days after your arrival in Canada. During the waiting period you are covered for accidents and injuries but not for illness.

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance section in policy wording

Destination Canada Super Visa Insurance Plan Benefits

Benefit	Details
Pre-existing conditions coverage	Covers stable pre-existing medical conditions: Age 59 or under: 90 days stability period Age 60 to 69: 120 days stability period Age 70 to 79: 180 days stability period
Medical questionnaire required?	No
Hospital accommodation	Semi-private hospital accommodation
Prescription drugs	30-day supply up to $1,000
Follow-up visits	Up to $3,000 for follow-up visit related to medical emergency treatment.
Private duty nurse	Up to $10,000. Needs to be pre-approved by Zurich Assistance
Ground or air transportation	Licensed local air, land, or sea ambulance if required in case of medical emergency
Dental coverage	Up to $3,000 for emergency treatment caused by an accidental direct blow to the face Up to $500 for the immediate relief of acute dental pain caused by a dental emergency other than a direct blow to the face.
Laboratory tests & diagnostic services	Covers lab tests and/or x-ray examination required in case of medical emergency
Medical Appliances	Rental of crutches or hospital-type beds, not exceeding the purchase price; and the cost of splints, trusses, braces, or other approved prosthetic appliances.
Health professional services	Up to $500 per practitioner such as legally licensed physiotherapist, chiropractor, osteopath, chiropodist or podiatrist if required for treatment of medical emergency.
Accidental death & dismemberment	Up to lesser of sum insured or $150,000
Flight accident	Up to $50,000
Return of deceased/ Cremation or burial	Up to $10,000 for the costs incurred to prepare and return your remains. Up to $4,000 for cremation or burial at the place of death Note: The cost of a coffin or urn, headstones, flowers, and reception expenses are not covered.
Transportation to bedside	Up to $3,000
Side trip coverage	Covers side-trip outside of Canada, provided: The majority of the period of coverage is spent in Canada (at least 51% of your trip) The side-trip is not in your country of origin.
Out-of-pocket expenses	Up to $150 per day to a maximum of $1,500
Automatic extensions	Coverage will be automatically extended in any of the following event: Delay of conveyance: Up to 72 hours Hospitalization: the period of hospital confinement, plus 72 hours after release to travel home Medically unfit to travel but not hospitalized: Up to 5 days
Policy cancellation/ Refund	A full refund can be requested within 10 days after purchase of policy provided that your coverage has not begun. Other scenarios in which refunds can be requested are: Visa denial Early return You become insured under provincial or territorial health/medical plan
Waiting period	The following waiting period will apply and no claims will be payable for any sickness for which signs and symptoms occurred within: 48 hours after your effective date if you purchased within 30 days after your date of departure from your country of origin .; or 7 days after your effective date if you purchased 30 days or more after your date of departure from your country of origin. Any sickness that manifests itself during the above waiting period is not covered even if the related expenses are incurred after the waiting period.

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance in policy wording.

JF Super Visa Insurance Plan Benefits

Benefit	Details
Pre-existing conditions coverage	Covers pre-existing conditions stable in 120 days prior to insurance start date
Medical questionnaire required?	No — exclusions apply (see policy wording for details).
Hospital accommodation	Covers reasonable and customary ward rate in case of emergency treatment
Prescription drugs	Coverage Limits to 30-day supply per prescription unless hospitalized
Follow-up visits	Covers follow-up visits when related to emergency medical treatment
Private duty nurse	Covers private duty nursing during hospitalization
Ground or air transportation	licensed ground ambulance service when medically necessary
Dental coverage	Up to $3,000 for treatment as a result of accidental blow Up to $500 for dental emergency treatment Note: conditions apply. Further details are in policy wording.
Laboratory tests & diagnostic services	Laboratory tests & X-rays prescribed by attending physician This policy does not cover magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans digital x-rays, sonograms, ultrasounds or biopsies unless such services are approved in advance by Ontime Care. Ontime Care contact details can be found in policy wording
Medical Appliances	Covers cast, splints, trusses, braces, crutches, rental of a wheelchair or other minor medical appliances
Health professional services	Up to $500 per paramedical practitioner (chiropodist, chiro- practor, osteopath, physiotherapist, optometrist or podiatrist), provided treatment is prescribed by a physician and approved by Ontime Care
Accidental death & dismemberment	Up to coverage amount or $150,000 per person
Return of deceased/ Cremation or burial	Up to $10,000 for costs incurred to prepare and return your remains to your country of origin; up to $4,000 for cremation and/or burial at the place of death Note: The cost of the casket or urn is not covered by this benefit.
Transportation to bedside	Not covered
Side trip coverage	Covers side trip to to another country as part of your covered trip if your side trip: a) Originate or terminate in Canada; b) Not exceed 49% of your covered trip’s duration; c) Not be a temporary visit to your country of origin.
Out-of-pocket expenses	Not covered
Automatic extensions	Coverage will be automatically extended for 72 hours in any of the following event: Delay of conveyance Hospitalization: the period of hospital confinement, plus 72 hours after release to travel home Medically unfit to travel but not hospitalized
Policy cancellation/ Refund	You may cancel this policy for a full refund provided it is done before the effective date Premium refunds requests can be made after the policy start date in case of early return or you become eligible for a government insurance plan in Canada. A partial refund (less $40 administration fee) will be possible if there is no claim.
Waiting period	Waiting period applies if you purchase policy after your arrival in Canada Up to Age 85: 48-hours if coverage is purchased within 30 days after arrival. 7-days if coverage is purchased more than 30 days after your arrival Age 86 and over: 15-days if coverage is purchased anytime after arrival

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance in policy wording.