Travel Insurance Coverage | Danforth Insurance

Emergency medical benefits

Benefit	Details
Pre-existing conditions coverage	The required stability period for pre-existing medical conditions is 3 months prior to departure.
Medical questionnaire required	No
Hospital accommodation	Covers reasonable and customary charges for a semi-private hospital room.
Prescription drugs	Covers prescribed medication needed for emergency medical treatment
Private duty nurse	Covers licensed private duty nurse while you are in hospital for emergency medical treatment
Ground or air transportation	The reasonable and customary charges for local licensed ambulance service. The cost of air ambulance transportation, if this is medically necessary, is appropriate and consistent with the diagnosis and could not be omitted.
Accidental dental	Up to $300 for services to relieve dental pain, and Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth. Note: Conditions apply. See further details in the policy wording.
Laboratory tests & diagnostic services	The reasonable and customary charges for tests that are needed to diagnose or find out more about your condition Advanced diagnostic tests such as MRI, MRCP, CAT Scan, CT Angiogram, sonograms, ultrasounds, Nuclear Stress Test, biopsies, Angiogram, Angioplasty, cardiovascular surgery including any associated diagnostic test(s), Cardiac Catheterization or any surgery need to be pre-approved by the Assistance Center. Contact details of Assistance Center will be provided in the policy document.
Medical Appliances	The reasonable and customary charges for the rental or purchase (which ever is less) of a hospital bed, wheelchair, brace, crutch or other medical appliance.
Health professional services	Up to $300 for professionals such as licensed chiropractor, osteopath, physiotherapist, chiropodist or podiatrist.
Return of deceased/Cremation or burial	In case of death, coverage is as follows Cost for the transportation of your body to your home and up to $3,000 for the preparation of your body and the cost of the container or The transportation of your ashes back to your home, plus up to $3,000 to have your body cremated where you die or Up to $3,000 for the preparation of your body and the cost of a standard burial of your body where you die.
Transportation to bedside	In case of hospitalization for 3 or more days, insurance will cover Expenses to bring someone to your bedside plus $300 for that person’s hotel and meals. That person will also be insured under the same policy’s terms and conditions as yours.
Out-of-pocket expenses	When you or your companion on insurance is hospitalized and it prevents you and your companion to return home as originally planned then insurance will provide $150 per day (up to max $1,500) for meals, hotel, phone calls and taxi.
Automatic extensions	Coverage is automatically extended if: If your common carrier is delayed, we will extend your coverage for up to 72 hours. If you or your travel companion have an emergency that prevents travel but does not require hospitalization, we will extend your coverage for up to 5 days. If you or your travel companion are hospitalized on your return date, we will extend coverage during hospitalization up to a maximum of 365 days and for up to 5 days after hospital discharge.
Policy cancellation/ Refund	You have 10 days from your insurance purchase date to review this policy. If it does not meet your needs, you may terminate this insurance coverage and receive a premium refund if: you have not departed on your trip; and there is no claim in progress

Emergency medical benefits

Benefit	Details
Pre-existing conditions coverage	The required stability period for pre-existing medical conditions is 3 months prior to departure.
Medical questionnaire required	Yes
Hospital accommodation	Covers reasonable and customary charges for a semi-private hospital room.
Prescription drugs	Covers prescribed medication needed for emergency medical treatment
Private duty nurse	Covers licensed private duty nurse while you are in hospital for emergency medical treatment
Ground or air transportation	The reasonable and customary charges for local licensed ambulance service. The cost of air ambulance transportation, if this is medically necessary, is appropriate and consistent with the diagnosis and could not be omitted.
Accidental dental	Up to $300 for services to relieve dental pain, and Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth. Note: Conditions apply. See further details in the policy wording.
Laboratory tests & diagnostic services	The reasonable and customary charges for tests that are needed to diagnose or find out more about your condition Advanced diagnostic tests such as MRI, MRCP, CAT Scan, CT Angiogram, sonograms, ultrasounds, Nuclear Stress Test, biopsies, Angiogram, Angioplasty, cardiovascular surgery including any associated diagnostic test(s), Cardiac Catheterization or any surgery need to be pre-approved by the Assistance Center. Contact details of Assistance Center will be provided in the policy document.
Medical Appliances	The reasonable and customary charges for the rental or purchase (which ever is less) of a hospital bed, wheelchair, brace, crutch or other medical appliance.
Health professional services	Up to $300 for professionals such as licensed chiropractor, osteopath, physiotherapist, chiropodist or podiatrist.
Return of deceased/Cremation or burial	In case of death, coverage is as follows Cost for the transportation of your body to your home and up to $3,000 for the preparation of your body and the cost of the container or The transportation of your ashes back to your home, plus up to $3,000 to have your body cremated where you die or Up to $3,000 for the preparation of your body and the cost of a standard burial of your body where you die.
Transportation to bedside	In case of hospitalization for 3 or more days, insurance will cover Expenses to bring someone to your bedside plus $300 for that person’s hotel and meals. That person will also be insured under the same policy’s terms and conditions as yours.
Out-of-pocket expenses	When you or your companion on insurance is hospitalized and it prevents you and your companion to return home as originally planned then insurance will provide $150 per day (up to max $1,500) for meals, hotel, phone calls and taxi.
Automatic extensions	Coverage is automatically extended if: If your common carrier is delayed, we will extend your coverage for up to 72 hours. If you or your travel companion have an emergency that prevents travel but does not require hospitalization, we will extend your coverage for up to 5 days. If you or your travel companion are hospitalized on your return date, we will extend coverage during hospitalization up to a maximum of 365 days and for up to 5 days after hospital discharge.
Policy cancellation/ Refund	You have 10 days from your insurance purchase date to review this policy. If it does not meet your needs, you may terminate this insurance coverage and receive a premium refund if: you have not departed on your trip; and there is no claim in progress

Emergency medical benefits

Benefit	Details
Pre-existing conditions coverage	The required stability period for pre-existing medical conditions is 12 months prior to departure.
Medical questionnaire required	Yes
Hospital accommodation	Covers reasonable and customary charges for a semi-private hospital room.
Prescription drugs	Covers prescribed medication needed for emergency medical treatment
Private duty nurse	Covers licensed private duty nurse while you are in hospital for emergency medical treatment
Ground or air transportation	The reasonable and customary charges for local licensed ambulance service. The cost of air ambulance transportation, if this is medically necessary, is appropriate and consistent with the diagnosis and could not be omitted.
Accidental dental	Up to $300 for services to relieve dental pain, and Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth. Note: Conditions apply. See further details in the policy wording.
Laboratory tests & diagnostic services	The reasonable and customary charges for tests that are needed to diagnose or find out more about your condition Advanced diagnostic tests such as MRI, MRCP, CAT Scan, CT Angiogram, sonograms, ultrasounds, Nuclear Stress Test, biopsies, Angiogram, Angioplasty, cardiovascular surgery including any associated diagnostic test(s), Cardiac Catheterization or any surgery need to be pre-approved by the Assistance Center. Contact details of Assistance Center will be provided in the policy document.
Medical Appliances	The reasonable and customary charges for the rental or purchase (which ever is less) of a hospital bed, wheelchair, brace, crutch or other medical appliance.
Health professional services	Up to $300 for professionals such as licensed chiropractor, osteopath, physiotherapist, chiropodist or podiatrist.
Return of deceased/Cremation or burial	In case of death, coverage is as follows Cost for the transportation of your body to your home and up to $3,000 for the preparation of your body and the cost of the container or The transportation of your ashes back to your home, plus up to $3,000 to have your body cremated where you die or Up to $3,000 for the preparation of your body and the cost of a standard burial of your body where you die.
Transportation to bedside	In case of hospitalization for 3 or more days, insurance will cover Expenses to bring someone to your bedside plus $300 for that person’s hotel and meals. That person will also be insured under the same policy’s terms and conditions as yours.
Out-of-pocket expenses	When you or your companion on insurance is hospitalized and it prevents you and your companion to return home as originally planned then insurance will provide $150 per day (up to max $1,500) for meals, hotel, phone calls and taxi.
Automatic extensions	Coverage is automatically extended if: If your common carrier is delayed, we will extend your coverage for up to 72 hours. If you or your travel companion have an emergency that prevents travel but does not require hospitalization, we will extend your coverage for up to 5 days. If you or your travel companion are hospitalized on your return date, we will extend coverage during hospitalization up to a maximum of 365 days and for up to 5 days after hospital discharge.
Policy cancellation/ Refund	You have 10 days from your insurance purchase date to review this policy. If it does not meet your needs, you may terminate this insurance coverage and receive a premium refund if: you have not departed on your trip; and there is no claim in progress

Emergency medical benefits

Benefit	Details
Pre-existing conditions coverage	Basic Plan B: The required stability period for pre-existing medical conditions is 3 months prior to departure. Preferred Plan B: The required stability period for pre-existing medical conditions is 3 months prior to departure.
Medical questionnaire required	Basic Plan B: No Preferred Plan B: Yes
Hospital accommodation	Covers reasonable and customary charges for a semi-private hospital room.
Prescription drugs	Covers prescribed medication needed for emergency medical treatment
Private duty nurse	Covers licensed private duty nurse while you are in hospital for emergency medical treatment
Ground or air transportation	The reasonable and customary charges for local licensed ambulance service. The cost of air ambulance transportation, if this is medically necessary, is appropriate and consistent with the diagnosis and could not be omitted.
Accidental dental	Up to $300 for services to relieve dental pain, and Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth. Note: Conditions apply. See further details in the policy wording.
Laboratory tests & diagnostic services	The reasonable and customary charges for tests that are needed to diagnose or find out more about your condition Advanced diagnostic tests such as MRI, MRCP, CAT Scan, CT Angiogram, sonograms, ultrasounds, Nuclear Stress Test, biopsies, Angiogram, Angioplasty, cardiovascular surgery including any associated diagnostic test(s), Cardiac Catheterization or any surgery need to be pre-approved by the Assistance Center. Contact details of Assistance Center will be provided in the policy document.
Medical Appliances	The reasonable and customary charges for the rental or purchase (which ever is less) of a hospital bed, wheelchair, brace, crutch or other medical appliance.
Health professional services	Up to $300 for professionals such as licensed chiropractor, osteopath, physiotherapist, chiropodist or podiatrist.
Return of deceased/Cremation or burial	In case of death, coverage is as follows Cost for the transportation of your body to your home and up to $3,000 for the preparation of your body and the cost of the container or The transportation of your ashes back to your home, plus up to $3,000 to have your body cremated where you die or Up to $3,000 for the preparation of your body and the cost of a standard burial of your body where you die.
Transportation to bedside	In case of hospitalization for 3 or more days, insurance will cover Expenses to bring someone to your bedside plus $300 for that person’s hotel and meals. That person will also be insured under the same policy’s terms and conditions as yours.
Out-of-pocket expenses	When you or your companion on insurance is hospitalized and it prevents you and your companion to return home as originally planned then insurance will provide $150 per day (up to max $1,500) for meals, hotel, phone calls and taxi.
Automatic extensions	Coverage is automatically extended if: If your common carrier is delayed, we will extend your coverage for up to 72 hours. If you or your travel companion have an emergency that prevents travel but does not require hospitalization, we will extend your coverage for up to 5 days. If you or your travel companion are hospitalized on your return date, we will extend coverage during hospitalization up to a maximum of 365 days and for up to 5 days after hospital discharge.
Policy cancellation/ Refund	You have 10 days from your insurance purchase date to review this policy. If it does not meet your needs, you may terminate this insurance coverage and receive a premium refund if: you have not departed on your trip; and there is no claim in progress

Emergency medical benefits

Benefit	Details
Pre-existing conditions coverage	Basic Plan B: The required stability period for pre-existing medical conditions is 3 months prior to departure. Standard Plan B: The required stability period for pre-existing medical conditions is 12 months prior to departure.
Medical questionnaire required	Basic Plan B: No Standard Plan B: Yes
Hospital accommodation	Covers reasonable and customary charges for a semi-private hospital room.
Prescription drugs	Covers prescribed medication needed for emergency medical treatment
Private duty nurse	Covers licensed private duty nurse while you are in hospital for emergency medical treatment
Ground or air transportation	The reasonable and customary charges for local licensed ambulance service. The cost of air ambulance transportation, if this is medically necessary, is appropriate and consistent with the diagnosis and could not be omitted.
Accidental dental	Up to $300 for services to relieve dental pain, and Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth. Note: Conditions apply. See further details in the policy wording.
Laboratory tests & diagnostic services	The reasonable and customary charges for tests that are needed to diagnose or find out more about your condition Advanced diagnostic tests such as MRI, MRCP, CAT Scan, CT Angiogram, sonograms, ultrasounds, Nuclear Stress Test, biopsies, Angiogram, Angioplasty, cardiovascular surgery including any associated diagnostic test(s), Cardiac Catheterization or any surgery need to be pre-approved by the Assistance Center. Contact details of Assistance Center will be provided in the policy document.
Medical Appliances	The reasonable and customary charges for the rental or purchase (which ever is less) of a hospital bed, wheelchair, brace, crutch or other medical appliance.
Health professional services	Up to $300 for professionals such as licensed chiropractor, osteopath, physiotherapist, chiropodist or podiatrist.
Return of deceased/Cremation or burial	In case of death, coverage is as follows Cost for the transportation of your body to your home and up to $3,000 for the preparation of your body and the cost of the container or The transportation of your ashes back to your home, plus up to $3,000 to have your body cremated where you die or Up to $3,000 for the preparation of your body and the cost of a standard burial of your body where you die.
Transportation to bedside	In case of hospitalization for 3 or more days, insurance will cover Expenses to bring someone to your bedside plus $300 for that person’s hotel and meals. That person will also be insured under the same policy’s terms and conditions as yours.
Out-of-pocket expenses	When you or your companion on insurance is hospitalized and it prevents you and your companion to return home as originally planned then insurance will provide $150 per day (up to max $1,500) for meals, hotel, phone calls and taxi.
Automatic extensions	Coverage is automatically extended if: If your common carrier is delayed, we will extend your coverage for up to 72 hours. If you or your travel companion have an emergency that prevents travel but does not require hospitalization, we will extend your coverage for up to 5 days. If you or your travel companion are hospitalized on your return date, we will extend coverage during hospitalization up to a maximum of 365 days and for up to 5 days after hospital discharge.
Policy cancellation/ Refund	You have 10 days from your insurance purchase date to review this policy. If it does not meet your needs, you may terminate this insurance coverage and receive a premium refund if: you have not departed on your trip; and there is no claim in progress

Emergency medical benefits

Benefit	Details
Pre-existing conditions coverage	Preferred Plan B: The required stability period for pre-existing medical conditions is 3 months prior to departure. Standard Plan B: The required stability period for pre-existing medical conditions is 12 months prior to departure.
Medical questionnaire required	Yes
Hospital accommodation	Covers reasonable and customary charges for a semi-private hospital room.
Prescription drugs	Covers prescribed medication needed for emergency medical treatment
Private duty nurse	Covers licensed private duty nurse while you are in hospital for emergency medical treatment
Ground or air transportation	The reasonable and customary charges for local licensed ambulance service. The cost of air ambulance transportation, if this is medically necessary, is appropriate and consistent with the diagnosis and could not be omitted.
Accidental dental	Up to $300 for services to relieve dental pain, and Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth. Note: Conditions apply. See further details in the policy wording.
Laboratory tests & diagnostic services	The reasonable and customary charges for tests that are needed to diagnose or find out more about your condition Advanced diagnostic tests such as MRI, MRCP, CAT Scan, CT Angiogram, sonograms, ultrasounds, Nuclear Stress Test, biopsies, Angiogram, Angioplasty, cardiovascular surgery including any associated diagnostic test(s), Cardiac Catheterization or any surgery need to be pre-approved by the Assistance Center. Contact details of Assistance Center will be provided in the policy document.
Medical Appliances	The reasonable and customary charges for the rental or purchase (which ever is less) of a hospital bed, wheelchair, brace, crutch or other medical appliance.
Health professional services	Up to $300 for professionals such as licensed chiropractor, osteopath, physiotherapist, chiropodist or podiatrist.
Return of deceased/Cremation or burial	In case of death, coverage is as follows Cost for the transportation of your body to your home and up to $3,000 for the preparation of your body and the cost of the container or The transportation of your ashes back to your home, plus up to $3,000 to have your body cremated where you die or Up to $3,000 for the preparation of your body and the cost of a standard burial of your body where you die.
Transportation to bedside	In case of hospitalization for 3 or more days, insurance will cover Expenses to bring someone to your bedside plus $300 for that person’s hotel and meals. That person will also be insured under the same policy’s terms and conditions as yours.
Out-of-pocket expenses	When you or your companion on insurance is hospitalized and it prevents you and your companion to return home as originally planned then insurance will provide $150 per day (up to max $1,500) for meals, hotel, phone calls and taxi.
Automatic extensions	Coverage is automatically extended if: If your common carrier is delayed, we will extend your coverage for up to 72 hours. If you or your travel companion have an emergency that prevents travel but does not require hospitalization, we will extend your coverage for up to 5 days. If you or your travel companion are hospitalized on your return date, we will extend coverage during hospitalization up to a maximum of 365 days and for up to 5 days after hospital discharge.
Policy cancellation/ Refund	You have 10 days from your insurance purchase date to review this policy. If it does not meet your needs, you may terminate this insurance coverage and receive a premium refund if: you have not departed on your trip; and there is no claim in progress

Emergency medical benefits

Benefit	Details
Pre-existing conditions coverage	Basic Plan B: The required stability period for pre-existing medical conditions is 3 months prior to departure. Preferred Plan B: The required stability period for pre-existing medical conditions is 3 months prior to departure. Standard Plan B: The required stability period for pre-existing medical conditions is 12 months prior to departure.
Medical questionnaire required	Basic Plan B: No Preferred Plan B: Yes Standard Plan B: Yes
Hospital accommodation	Covers reasonable and customary charges for a semi-private hospital room.
Prescription drugs	Covers prescribed medication needed for emergency medical treatment
Private duty nurse	Covers licensed private duty nurse while you are in hospital for emergency medical treatment
Ground or air transportation	The reasonable and customary charges for local licensed ambulance service. The cost of air ambulance transportation, if this is medically necessary, is appropriate and consistent with the diagnosis and could not be omitted.
Accidental dental	Up to $300 for services to relieve dental pain, and Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth. Note: Conditions apply. See further details in the policy wording.
Laboratory tests & diagnostic services	The reasonable and customary charges for tests that are needed to diagnose or find out more about your condition Advanced diagnostic tests such as MRI, MRCP, CAT Scan, CT Angiogram, sonograms, ultrasounds, Nuclear Stress Test, biopsies, Angiogram, Angioplasty, cardiovascular surgery including any associated diagnostic test(s), Cardiac Catheterization or any surgery need to be pre-approved by the Assistance Center. Contact details of Assistance Center will be provided in the policy document.
Medical Appliances	The reasonable and customary charges for the rental or purchase (which ever is less) of a hospital bed, wheelchair, brace, crutch or other medical appliance.
Health professional services	Up to $300 for professionals such as licensed chiropractor, osteopath, physiotherapist, chiropodist or podiatrist.
Return of deceased/Cremation or burial	In case of death, coverage is as follows Cost for the transportation of your body to your home and up to $3,000 for the preparation of your body and the cost of the container or The transportation of your ashes back to your home, plus up to $3,000 to have your body cremated where you die or Up to $3,000 for the preparation of your body and the cost of a standard burial of your body where you die.
Transportation to bedside	In case of hospitalization for 3 or more days, insurance will cover Expenses to bring someone to your bedside plus $300 for that person’s hotel and meals. That person will also be insured under the same policy’s terms and conditions as yours.
Out-of-pocket expenses	When you or your companion on insurance is hospitalized and it prevents you and your companion to return home as originally planned then insurance will provide $150 per day (up to max $1,500) for meals, hotel, phone calls and taxi.
Automatic extensions	Coverage is automatically extended if: If your common carrier is delayed, we will extend your coverage for up to 72 hours. If you or your travel companion have an emergency that prevents travel but does not require hospitalization, we will extend your coverage for up to 5 days. If you or your travel companion are hospitalized on your return date, we will extend coverage during hospitalization up to a maximum of 365 days and for up to 5 days after hospital discharge.
Policy cancellation/ Refund	You have 10 days from your insurance purchase date to review this policy. If it does not meet your needs, you may terminate this insurance coverage and receive a premium refund if: you have not departed on your trip; and there is no claim in progress

Emergency medical benefits

Benefit	Details
Pre-existing medical conditions coverage	Under age 75: Stability period for pre-existing conditions coverage is 3 months. Age 75 to 84: Stability period for pre-existing conditions coverage is 12 months.
Medical questionnaire required	No
Hospital accommodation	Covers reasonable and customary charges for a semi-private hospital room.
Prescription drugs	Covers prescribed medication needed for emergency medical treatment
Private duty nurse	Covers licensed private duty nurse while you are in hospital for emergency medical treatment
Ground or air transportation	The reasonable and customary charges for local licensed ambulance service. The cost of air ambulance transportation, if this is medically necessary, is appropriate and consistent with the diagnosis and could not be omitted.
Accidental dental	Up to $300 for services to relieve dental pain, and Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth. Note: Conditions apply. See further details in the policy wording.
Laboratory tests & diagnostic services	The reasonable and customary charges for tests that are needed to diagnose or find out more about your condition Advanced diagnostic tests such as MRI, MRCP, CAT Scan, CT Angiogram, sonograms, ultrasounds, Nuclear Stress Test, biopsies, Angiogram, Angioplasty, cardiovascular surgery including any associated diagnostic test(s), Cardiac Catheterization or any surgery need to be pre-approved by the Assistance Center. Contact details of Assistance Center will be provided in the policy document.
Medical Appliances	The reasonable and customary charges for the rental or purchase (which ever is less) of a hospital bed, wheelchair, brace, crutch or other medical appliance.
Health professional services	Up to $300 for professionals such as licensed chiropractor, osteopath, physiotherapist, chiropodist or podiatrist.
Return of deceased/Cremation or burial	In case of death, coverage is as follows Cost for the transportation of your body to your home and up to $3,000 for the preparation of your body and the cost of the container or The transportation of your ashes back to your home, plus up to $3,000 to have your body cremated where you die or Up to $3,000 for the preparation of your body and the cost of a standard burial of your body where you die.
Transportation to bedside	In case of hospitalization for 3 or more days, insurance will cover Expenses to bring someone to your bedside plus $300 for that person’s hotel and meals. That person will also be insured under the same policy’s terms and conditions as yours.
Out-of-pocket expenses	When you or your companion on insurance is hospitalized and it prevents you and your companion to return home as originally planned then insurance will provide $300 per day (up to max $3,000) for meals, hotel, phone calls and taxi.
Automatic extensions	Coverage is automatically extended if: If your common carrier is delayed, we will extend your coverage for up to 72 hours. If you or your travel companion have an emergency that prevents travel but does not require hospitalization, we will extend your coverage for up to 5 days. If you or your travel companion are hospitalized on your return date, we will extend coverage during hospitalization up to a maximum of 365 days and for up to 5 days after hospital discharge.
Policy cancellation/ Refund	You have 10 days from your insurance purchase date to review this policy. If it does not meet your needs, you may terminate this insurance coverage and receive a premium refund if: you have not departed on your trip; and there is no claim in progress

Trip cancelation, interruption, misconnection and delayed return coverage plan

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy.

$800 AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $800 AFTER departure.

Covered amount prior to departure: This amount is provided by you (insurance buyer) that he/she wants to be covered prior to departure. For example, you purchased air ticket of $2,000 (non-refundable) and want $2,000 to be covered in case of trip cancellation prior to your departure.

Note: In case of trip cancellation Plan A covers up to the covered amount for unused travel travel arrangements paid for prior to departure, that are non-refundable & non-transferable to another travel date. (See further details in policy wording).

Trip cancelation, interruption, misconnection and delayed return coverage plan

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy.

$1,500 AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $1,500 AFTER departure.

Covered amount prior to departure: This amount is provided by you (insurance buyer) that he/she wants to be covered prior to departure. For example, you purchased air ticket of $2,000 (non-refundable) and want $2,000 to be covered in case of trip cancellation prior to your departure.

Note: In case of trip cancellation Plan A covers up to the covered amount for unused travel travel arrangements paid for prior to departure, that are non-refundable & non-transferable to another travel date. (See further details in policy wording).

Trip cancelation, interruption, misconnection and delayed return coverage plan

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy.

Unlimited AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and unlimited coverage AFTER departure.

Covered amount prior to departure: This amount is provided by you (insurance buyer) that he/she wants to be covered prior to departure. For example, you purchased air ticket of $2,000 (non-refundable) and want $2,000 to be covered in case of trip cancellation prior to your departure.

Note: In case of trip cancellation Plan A covers up to the covered amount for unused travel travel arrangements paid for prior to departure, that are non-refundable & non-transferable to another travel date. (See further details in policy wording).

Trip cancelation, interruption, misconnection and delayed return coverage plan

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy.

$800 AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $800 coverage AFTER departure.

Unlimited AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and unlimited coverage AFTER departure.

Covered amount prior to departure: This amount is provided by you (insurance buyer) that he/she wants to be covered prior to departure. For example, you purchased air ticket of $2,000 (non-refundable) and want $2,000 to be covered in case of trip cancellation prior to your departure.

Note: In case of trip cancellation Plan A covers up to the covered amount for unused travel travel arrangements paid for prior to departure, that are non-refundable & non-transferable to another travel date. (See further details in policy wording).

Trip cancelation, interruption, misconnection and delayed return coverage plan

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy.

$1,500 AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $1,500 coverage AFTER departure.

Unlimited AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and unlimited coverage AFTER departure.

Covered amount prior to departure: This amount is provided by you (insurance buyer) that he/she wants to be covered prior to departure. For example, you purchased air ticket of $2,000 (non-refundable) and want $2,000 to be covered in case of trip cancellation prior to your departure.

Note: In case of trip cancellation Plan A covers up to the covered amount for unused travel travel arrangements paid for prior to departure, that are non-refundable & non-transferable to another travel date. (See further details in policy wording).

Trip cancelation, interruption, misconnection and delayed return coverage plan

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy.

$800 AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $800 coverage AFTER departure.

$1,500 AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $1,500 coverage AFTER departure.

Covered amount prior to departure: This amount is provided by you (insurance buyer) that he/she wants to be covered prior to departure. For example, you purchased air ticket of $2,000 (non-refundable) and want $2,000 to be covered in case of trip cancellation prior to your departure.

Note: In case of trip cancellation Plan A covers up to the covered amount for unused travel travel arrangements paid for prior to departure, that are non-refundable & non-transferable to another travel date. (See further details in policy wording).

Trip cancelation, interruption, misconnection and delayed return coverage plan

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy.

$800 AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $800 coverage AFTER departure.

$1,500 AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $1,500 coverage AFTER departure.

Unlimited AD (After Departure): : This plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and unlimited coverage AFTER departure.

Covered amount prior to departure: This amount is provided by you (insurance buyer) that he/she wants to be covered prior to departure. For example, you purchased air ticket of $2,000 (non-refundable) and want $2,000 to be covered in case of trip cancellation prior to your departure.

Note: In case of trip cancellation Plan A covers up to the covered amount for unused travel travel arrangements paid for prior to departure, that are non-refundable & non-transferable to another travel date. (See further details in policy wording).

Trip cancelation, interruption, misconnection and delayed return coverage plan

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy.

Package plan covers the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and unlimited coverage AFTER departure.

Covered amount prior to departure: This amount is provided by you (insurance buyer) that he/she wants to be covered prior to departure. For example, you purchased air ticket of $2,000 (non-refundable) and want $2,000 to be covered in case of trip cancellation prior to your departure.

Note: In case of trip cancellation Plan A covers up to the covered amount for unused travel travel arrangements paid for prior to departure, that are non-refundable & non-transferable to another travel date. (See further details in policy wording).