Coverage dates: January 30, 2025 to January 29, 2026
Applicant 1 (Birth date: January 26, 1980)
Coverage is the amount up to which Insurance covers you in case of medical emergency given terms and conditions.
Deductible is the amount paid out of your pocket before Insurance pays for any expense.
- Available for all ages
- No coverage for pre-existing conditions
- Reduced premium rates
- No medical declaration required
- Available for all ages up to 85
- No coverage for pre-existing conditions if present in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- No medical declaration required
- Available for all ages up to 85.
- Covers pre-existing medical conditions if stable in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- Medical decaration required.
Premium:
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Applicant 2 (Birth date: January 26, 1983)
- Available for all ages
- No coverage for pre-existing conditions
- Reduced premium rates
- No medical declaration required
- Available for all ages up to 85
- No coverage for pre-existing conditions if present in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- No medical declaration required
- Available for all ages up to 85.
- Covers pre-existing medical conditions if stable in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- Medical decaration required.
Premium:
error message:
Applicant 3 (Birth date: January 26, 1983)
- Available for all ages
- No coverage for pre-existing conditions
- Reduced premium rates
- No medical declaration required
- Available for all ages up to 85
- No coverage for pre-existing conditions if present in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- No medical declaration required
- Available for all ages up to 85.
- Covers pre-existing medical conditions if stable in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- Medical decaration required.
Premium:
error message:
Applicant 4 (Birth date: January 26, 1983)
- Available for all ages
- No coverage for pre-existing conditions
- Reduced premium rates
- No medical declaration required
- Available for all ages up to 85
- No coverage for pre-existing conditions if present in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- No medical declaration required
- Available for all ages up to 85.
- Covers pre-existing medical conditions if stable in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- Medical decaration required.
Premium:
error message:
Applicant 5 (Birth date: January 26, 1983)
- Available for all ages
- No coverage for pre-existing conditions
- Reduced premium rates
- No medical declaration required
- Available for all ages up to 85
- No coverage for pre-existing conditions if present in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- No medical declaration required
- Available for all ages up to 85.
- Covers pre-existing medical conditions if stable in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- Medical decaration required.
Premium:
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Need monthly payment plan?
Monthly Payment Plan:
Monthly installment: $500
Payment due today: $500 (2 months instalment) + $50 (one time fee) = $1000
Family Plan
- Applicant 1 (Birthdate: January 24, 1983)
- Applicant 1 (Birthdate: January 24, 1983)
- Applicant 1 (Birthdate: January 24, 1983)
Coverage is the amount up to which Insurance covers you in case of medical emergency given terms and conditions.
Deductible is the amount paid out of your pocket before Insurance pays for any expense.
- Available for all ages
- No coverage for pre-existing conditions
- Reduced premium rates
- No medical declaration required
- Available for all ages up to 85
- No coverage for pre-existing conditions if present in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- No medical declaration required
- Available for all ages up to 85.
- Covers pre-existing medical conditions if stable in 180 days before effective date.
- Comprehensive benefits package.
- $25,000 Accidental Death & Dismemberment.
- Medical decaration required.
Premium:
Need monthly payment plan?
Monthly Payment Plan:
Monthly installment: $500
Payment due today: $500 (2 months instalment) + $50 (one time fee) = $1000
PLANS COMPARISON TABLE
Benefits | Basic | Standard | Enhanced |
---|---|---|---|
Medical services | Medical card received from physician in or out of hospital (conditions apply*) | Medical card received from physician in or out of hospital (conditions apply*) | Medical card received from physician in or out of hospital (conditions apply*) |
Basic diagnostic services | Lab tests required by physicians to determine a medical condition | Lab tests required by physicians to determine a medical condition | Lab tests required by physicians to determine a medical condition |
Advanced diagnostic services | cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre * | cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre * | cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre * |
Follow-up physician visits | One follow-up per event of sickness or injury | No limit | No limit |
Medical care | Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *) | Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *) | Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *) |
Prescribed medication | prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered. | prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered. | prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered. |
Pre-existing medical coverage | Not covered | Not covered If conditions existed in 180 days prior to effective date | Covered if conditions existed and stable in 180 days prior to effective date. |
Hospital stay | semi-private room when available and intensive care unit when medically necessary | semi-private room when available and intensive care unit when medically necessary | semi-private room when available and intensive care unit when medically necessary |
Emergency ground transport | Licensed local ambulance service | Licensed local ambulance service | Licensed local ambulance service |
Emergency air transport | if our medical advisor and your physician recommends then we will pay for one or more of the following:
|
if our medical advisor and your physician recommends then we will pay for one or more of the following:
|
if our medical advisor and your physician recommends then we will pay for one or more of the following:
|
Dental Accident coverage | Not available | Up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face. | Up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face. |
Dental pain relief | Not available | Up to $300 acute dental pain for which you have not previously received treatment or advice | Up to $300 acute dental pain for which you have not previously received treatment or advice |
Accidental Death and Dismemberment | Not available | Up to $25,000 coverage | Up to $25,000 coverage |
Healthcare practioners | accupuncturist, chiropractor, physiotherapist | accupuncturist, chiropodist, chiropractor, osteopath, physiotherapist, podiatrist | accupuncturist, chiropodist, chiropractor, osteopath, physiotherapist, podiatrist |
Side Trip Coverage | provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *) | provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *) | provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *) |
90 day provision | Not available | Reinstatement of coverage for a second claim related to the same condition | Reinstatement of coverage for a second claim related to the same condition |
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: