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Visitor to Canada Medical Insurance

Canada takes pride in welcoming millions of visitors each year. Canadian health system in one of the best in the world but experiencing illness in Canada without medical insurance can result in significant expenses. That’s why it is highly recommended for visitors to obtain medical insurance for their peace of mind while traveling. We specialize in offering medical insurance options for various categories of visitors to Canada, including temporary visitors, super visa holders, international students, work visa holders, new immigrants, and returning Canadians waiting for provincial health coverage. Our insurance plans, namely Basic, Standard, and Enhanced, are designed to offer cost-effective coverage for a wide range of health conditions. Choose us for comprehensive protection and peace of mind for your loved ones.

Why Choose Us?

  • Comprehensive medical coverage options from $15,000 to $1,000,000 for one year (365 days) or less number of days.
  • Convenience of monthly payment plan option!

  • Enjoy exclusive discounts for companions and family members
  • We provide quotes from multiple insurance providers in one place, allowing you to choose the best option for your health and financial situation.
  • We do price match or may even provide a better deal call us at 647-350-0332
  • COVID-19 coverage available within Canada subject to the regular terms and conditions of the policy
  • Plans available for the stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions
  • Diverse range of deductibles, from as low as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.
  • 100% refund – If no Visa granted for any reason before effective date.
  • Get a partial premium refund for plan changes, only if no claims have been processed.

21st Century Plans Benefits

Benefits Basic Standard Enhanced
Medical services Medical card received from physician in or out of hospital (conditions apply*) Medical card received from physician in or out of hospital (conditions apply*) Medical card received from physician in or out of hospital (conditions apply*)
Basic diagnostic services Lab tests required by physicians to determine a medical condition Lab tests required by physicians to determine a medical condition Lab tests required by physicians to determine a medical condition
Advanced diagnostic services cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre * cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre * cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre *
Follow-up physician visits One follow-up per event of sickness or injury No limit No limit
Medical care Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *) Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *) Private registered nursing/ Licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician. (conditions apply *)
Prescribed medication prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered. prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered. prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered.
Pre-existing medical coverage Not covered Not covered If conditions existed in 180 days prior to effective date Covered if conditions existed and stable in 180 days prior to effective date.
Hospital stay semi-private room when available and intensive care unit when medically necessary semi-private room when available and intensive care unit when medically necessary semi-private room when available and intensive care unit when medically necessary
Emergency ground transport Licensed local ambulance service Licensed local ambulance service Licensed local ambulance service
Emergency air transport if our medical advisor and your physician recommends then we will pay for one or more of the following:
  • air ambulance
  • cost effective economy class fare for return to your home country
  • return air fare for medical attendant if necessary
  • stretcher fare on a commercial flight if necessary
  • (conditions apply *)
if our medical advisor and your physician recommends then we will pay for one or more of the following:
  • air ambulance
  • cost effective economy class fare for return to your home country
  • return air fare for medical attendant if necessary
  • stretcher fare on a commercial flight if necessary
  • (conditions apply *)
if our medical advisor and your physician recommends then we will pay for one or more of the following:
  • air ambulance
  • cost effective economy class fare for return to your home country
  • return air fare for medical attendant if necessary
  • stretcher fare on a commercial flight if necessary
  • (conditions apply *)
Dental Accident coverage Not available Up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face. Up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face.
Dental pain relief Not available Up to $300 acute dental pain for which you have not previously received treatment or advice Up to $300 acute dental pain for which you have not previously received treatment or advice
Accidental Death and Dismemberment Not available Up to $25,000 coverage Up to $25,000 coverage
Healthcare practioners accupuncturist, chiropractor, physiotherapist accupuncturist, chiropodist, chiropractor, osteopath, physiotherapist, podiatrist accupuncturist, chiropodist, chiropractor, osteopath, physiotherapist, podiatrist
Side Trip Coverage provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *) provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *) provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada (conditions apply *)
90 day provision Not available Reinstatement of coverage for a second claim related to the same condition Reinstatement of coverage for a second claim related to the same condition
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:

Insure Canada Plans Benefits

Benefits Standard Enhanced
Coverage Options $25,000 to $1,000,000.00 $25,000 to $1,000,000.00
Hospital Accomodation Ward rate Up to semi private room
Medical services Included Included
Diagnostic services Included Included
Prescription drugs 30 days, up to $500 per prescription 30 days, up to $1,000 per prescription
Private duty nurse Up to $5,000 Included
Paramedical services $300 per incident per service $500 per incident per service
Emergency dental $1,000 due to accident & $300 for pain $3,000 due to accident & $500 for pain
Medical appliances $5,000 $5,000
Emergency transportation Included Included
Transportation to bedside Not available Up to $3,000 for roundtrip airfair
Repartriation of remains $5,000 $10,000
Meal and accomodation Not available Maximum up to $3,000
Hospital allowance Not available $50 per day, maximum $500
Follow up visits Up to 3 follow up visits Up to 3 follow up visits
Return & Escort of children Not available Included via economy airfair
Excess baggage return Not available $500
Accidental death & dismemberment $50,000 $50,000
Flight accident $50,000 $50,000
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: Policy document

Travelance Plans Benefits

Benefits Essential Premier
Emergency Medical Coverage Options $25,000 to $150,000 $25,000 to $150,000
Policy cancellation Cancel any time prior to departure and receive a full refund provided there is no claim in process Cancel any time prior to departure and receive a full refund provided there is no claim in process
Prescription Medication Up to $1,000 Up to $10,000
Follow-up Visits Up to $1,000 Up to $3,000
Emergency Return Home Included Included
Emergency Dental Up to $2,000 Up to $4,000
Repatriation of Remains Up to $10,000 Up to $16,000
Cremation/Burial at Destination Up to $4,000 Up to $6,000
Pre-existing Conditions Coverage Not covered if existed in 180 days prior policy start date Covered if stable in 180 days prior policy start date
Emergency Paramedical Not included $5,00 per practitioner
Accommodation and Meals Not included Up to $1,500
Visit to Bedside Not Included Up to $4,000
Return of Baggage and Personal Effects Not available Up to $500
Return/Escort of Dependents Not included Up to $3,000
Incidental Expenses Not included Up to $250
Accidental Death and Dismemberment Not included Up to medical emergency coverage limit (max: $100,000)
Travel Assistance Included Up to medical emergency coverage limit (max: $100,000)
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: (1) Essential Plan and (2) Premier Plan