Visitor to Canada Medical Insurance
Canada takes great pride in welcoming millions of visitors annually. Canada values its diverse and inclusive culture, which attracts travellers seeking new experiences, beautiful landscapes, and vibrant cities. While the Canadian healthcare system is among the best in the world, experiencing an illness without medical insurance while in Canada can lead to substantial costs. Therefore, it is strongly recommended that visitors secure medical insurance. Our main goal is to provide the best medical insurance for visitors to Canada tailored specifically to meet both your unique healthcare needs and budgetary requirements. Medical Insurance for Visitors to Canada include insurance for temporary visitors, super visa insurance, international students, work visa insurance, new immigrant medical insurance Canada, and medical insurance for returning Canadians.
At Danforth Insurance we bring the best medical Insurance for visitors to Canada by allowing our customers to compare visitor to Canada insurance cost from all major insurance providers at one place. We collaborate with various top-tier Canadian insurance providers to offer affordable medical insurance for visitors to Canada cost to our clients. We provide a variety of quotes along with the option to choose from different coverage and deductible amounts. A small coverage amount and high deductibles can help you find a plan that fits your specific medical needs by keeping the visitor to Canada insurance cost in your budget.
Why Choose Us?
- Comprehensive medical coverage options from $15,000 to $1,000,000 for one year (365 days) or less number of days.
- Convenience of monthly payment plan option!
- Enjoy exclusive discounts for companions and family members
- We provide quotes from multiple insurance providers in one place, allowing you to choose the best option for your health and financial situation.
- We do price match or may even provide a better deal – call us at 647-350-0332
- COVID-19 coverage available within Canada subject to the regular terms and conditions of the policy
- We offer plans for individuals of all ages, whether or not they require coverage for pre-existing medical conditions.
- Plans available for the stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions.
- Diverse range of deductibles, from as low as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums
- 100% refund – If no Visa granted for any reason before effective date.
- Get a partial premium refund for plan changes, only if no claims have been processed.
Visitor to Canada insurance plans






21st Century Plans Benefits
Benefit | Basic plan | Standard plan | Enhanced plan |
Pre-existing conditions coverage |
Not covered |
Not covered |
Covers pre-existing medical conditions if stable in 180 days prior to the insurance effective date |
Medical questionnarie required? |
No |
No |
Yes - Only individuals of age 55 to 85 years old need to complete medical questionnaire |
Hospital accommodation |
Semi-private room |
Semi-private room |
Semi-private room |
Prescription drugs |
Up to $500 per prescription limited to 30 days supply. |
Up to $500 per prescription limited to 30 days supply. |
Up to $500 per prescription limited to 30 days supply. |
Follow-up visits |
1 follow-up visit when related to the medical emergency. |
No follow-up visits limit provided these are related to the medical emergency. |
No follow-up visits limit provided these are related to the medical emergency. |
Private duty nurse |
Up to $5,000 |
Up to $5,000 |
Up to $5,000 |
Ground or air transportation |
Covers ground and/or air transport when medically necessary. |
Covers ground and/or air transport when medically necessary. |
Covers ground and/or air transport when medically necessary. |
Dental coverage |
Not covered |
|
|
Laboratory tests & diagnostic services |
|
|
|
Medical Appliances |
Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency |
Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency. |
Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency. |
Health professional services |
No coverage for health professional services such as Accupuncturist, chiropractor, physiotherapist |
Up to a combined total of $1,000 for healthcare practitioners such as Accupuncturist, chiropractor, physiotherapist. |
Up to a combined total of $1,000 for healthcare practitioners such as Accupuncturist, chiropractor, physiotherapist. |
Accidental death & dismemberment |
No coverage |
Up to maximum $25,000 |
Up to maximum $25,000 |
Return of deceased/Cremation or burial |
Up to $7,500 for the combined cost for
The cost of the coffin or urn is not covered. |
Up to $7,500 for the combined cost for
The cost of the coffin or urn is not covered. |
Up to $7,500 for the combined cost for
The cost of the coffin or urn is not covered. |
Transportation to bedside |
Not covered |
Not covered |
Not covered |
Additional coverage |
None |
Additional $50,000 coverage for sickness due to injury if you purchased $100,000 coverage policy. |
Additional $50,000 coverage for sickness due to injury if you purchased $100,000 coverage policy. |
90-Day Provision (Reinstatement of Coverage) |
Not covered |
Reinstatement of coverage for a second claim related to the same condition |
Reinstatement of coverage for a second claim related to the same condition |
Side trip coverage |
Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided
|
Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided
|
Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided
|
Out-of-pocket expenses |
Not covered |
Not covered |
Not covered |
Automatic extensions |
Coverage will be extended for 72 hours if your trip is prolonged due to one of the following reasons
|
Coverage will be extended for 72 hours if your trip is prolonged due to one of the following reasons
|
Coverage will be extended for 72 hours if your trip is prolonged due to one of the following reasons
|
Policy cancellation/ Refund |
|
|
|
Waiting period |
Waiting period applies If you purchase policy after your arrival in Canada
|
Waiting period applies If you purchase policy after your arrival in Canada
|
Waiting period applies If you purchase policy after your arrival in Canada
|
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:
Insure Canada Plans Benefits
Benefit |
Standard plan |
Enhanced plan |
Pre-existing conditions coverage |
Standard plan 1 - does not cover pre-existing medical conditions Standard plan 2
|
Enhanced plan 1 - does not cover pre-existing medical conditions Enhanced plan 2
|
Medical questionnarie required? |
Yes - Only individuals of 70 to 84 years old requiring pre-existing conditions coverage need to complete medical questionnaire | Yes - Only individuals of 70 to 84 years old requiring pre-existing conditions coverage need to complete medical questionnaire |
Hospital accommodation |
Covers ward rate |
Covers semi-private room |
Prescription drugs |
Up to $500 per prescription limited to 30 days supply. |
Up to $1,000 per prescription limited to 30 days supply. |
Follow-up visits |
Up to 3 visits when related to the medical emergency. |
Up to 3 visits when related to the medical emergency. |
Private duty nurse |
Up to $5,000 |
Up to $5,000 |
Ground or air transportation |
Covers ground and/or air transport when medically necessary. |
Covers ground and/or air transport when medically necessary. |
Dental coverage |
|
|
Laboratory tests & diagnostic services |
|
|
Medical Appliances |
Up to $5,000 for medical appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair. |
Up to $5,000 for medical appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair. |
Health professional services |
Up to $300 per person, per profession listed such as Chiropractor, Physiotherapist Podiatrist, Osteopath |
Up to $500 per person, per profession listed such as Chiropractor, Physiotherapist, Podiatrist, Osteopath |
Accidental death & dismemberment |
Up to $100,000 |
Up to $50,000 |
Return of deceased/ Cremation or burial |
The cost of the casket, urn or funeral is not covered. |
The cost of the casket, urn or funeral is not covered. |
Flight Accident |
Up to $50,000 in case of death of an insured person as a result of a flight accident. |
Up to $50,000 in case of death of an insured person as a result of a flight accident. |
Transportation to bedside |
Not covered |
Covers the following when it is required to transfer a person of your choice to the insured person in emergency or to identify deceased insured person.
|
Side trip coverage |
Included if :
|
Included if :
|
Out-of-pocket expenses |
Not covered |
Up to $150 per day, to an overall maximum of $3,000 for
|
Automatic extensions |
Coverage will be extended for 72 hours if your trip is prolonged due to one of the following reasons
|
Coverage will be extended for 72 hours if your trip is prolonged due to one of the following reasons
|
Policy cancellation/ Refund |
|
|
Waiting period |
Waiting period applies If you purchase policy after your arrival in Canada
|
Waiting period applies If you purchase policy after your arrival in Canada
|
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: Policy document
Travelance Plans Benefits
Benefit |
Essential plan |
Premier plan |
Pre-existing conditions coverage |
Not covered |
Age 69 and Under: Covers stable pre-existing medical conditions in 180 days prior to the effective date. |
Medical questionnaire required? |
Yes | Yes |
Hospital accommodation |
Semi-private room |
Semi-private room |
Prescription drugs |
Up to $1000 per prescription limited to 30 days supply. |
Up to $10,000 per prescription limited to 30 days supply. |
Follow-up visits |
Up to one follow-up visit to a maximum of $1,000 provided it is related to a medical emergency. |
Up to 3 follow-up visits to a maximum of $3,000 provided it is related to a medical emergency. |
Private duty nurse |
Covered if the attending physician prescribes services. |
Covered if the attending physician prescribes services. |
Ground or air transportation |
Covers ground and/or air transport when medically necessary. |
Covers ground and/or air transport when medically necessary. |
Dental coverage |
|
|
Laboratory tests & diagnostic services |
|
|
Medical Appliances |
Medical equipment purchased or rented are covered with the following limits:
|
Medical equipment purchased or rented are covered with the following limits:
|
Health professional services |
No coverage for healthcare practitioners such as Accupuncturist, Chiropractor, Physiotherapist, etc. |
Up to $500 per practitioner Acupressurist, acupuncturist, chiropodist, chiropractor, naturopath, osteopath, physiotherapist, or podiatrist |
Accidental death & dismemberment |
Not covered |
Up to $100,000 |
Return of deceased/ Cremation or burial |
|
|
Transportation to bedside |
Not covered |
|
Side trip coverage |
Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided
|
Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided
|
Out-of-pocket expenses |
Not covered |
Up to $150 per day to a maximum of $1,500 for commercial accommodation and meals, essential telephone calls and taxi fares. |
Automatic extensions |
|
|
Policy cancellation/ Refund |
|
|
Waiting period |
Waiting period applies If you purchase policy after your arrival in Canada
|
Waiting period applies If you purchase policy after your arrival in Canada
|
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: (1) Essential Plan and (2) Premier Plan
GMS Visitor to Canada Plan Benefits
Benefit |
Details |
Pre-existing conditions coverage |
Covers pre-existing conditions if stable in 180 days prior to the effective date |
Medical questionnaire required? |
Yes |
Hospital accommodation |
Semi-private room |
Prescription drugs |
Covers medication required for emergency treatment up to maximum 30 day prescription |
Follow-up visits |
Covers follow-up visits if related to medical emergency |
Private duty nurse |
Covers some expenses if required medically as a result of emergency treatment |
Ground or air transportation |
Covers ground and/or air transport when medically necessary. |
Dental coverage |
|
Laboratory tests & diagnostic services |
|
Medical Appliances |
Not covered |
Health professional services |
Up to an aggregate maximum $500 per person for osteopath, optometrist, physiotherapist, chiropractor, chiropodist and/or podiatrist. |
Accidental death & dismemberment |
Not covered |
Return of deceased/ Cremation or burial |
This benefit does not cover the cost of a headstone, burial casket, urn, or funeral service expenses. |
Transportation to bedside |
|
Side trip coverage |
Covers side trips for up to 30 days or less in duration outside of Canada for the trips that
Expenses incurred in your country of origin are not covered. |
Out-of-pocket expenses |
|
Automatic extensions |
|
Policy cancellation/ Refund |
|
Waiting period |
Waiting period applies if you purchase policy after your arrival in Canada
|
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wording.
Tugo Visitor to Canada Medical Plan Benefits
Benefit |
Details |
Pre-existing conditions coverage |
|
Medical questionnaire required? |
Yes - Only 60 years and older needs to complete medical questionnaire |
Hospital accommodation |
Semi-private room |
Prescription drugs |
Up to a 30-day supply following an emergency during the trip |
Follow-up visits |
Up to 5 follow-up visits within 14 days of the initial emergency medical treatment |
Private duty nurse |
Covers up to sum insured if required as a result of medical emergency |
Ground or air transportation |
Up to the sum insured for ground, air or sea ambulance (including paramedics) or taxi in lieu |
Dental coverage |
|
Laboratory tests & diagnostic services |
Lab tests and x-rays when related to the medical emergency. |
Medical Appliances |
Covers rental or purchase of essential medical appliances up to the sum insured. |
Health professional services |
Up to $600 for any one incident per practitioner for licensed Physiotherapists, Chiropractors, Chiropodists, Osteopaths, Podiatrists, Optometrists, Acupuncturists |
Accidental death & dismemberment |
|
Return of deceased/ Cremation or burial |
|
Transportation to bedside |
When an insured traveller is hospitalized, this benefit includes:
|
Side trip coverage |
Travel Worldwide
Travel worldwide is covered as long as the majority of the period of coverage is spent in Canada. The insured must have travelled to Canada first before they can be covered for side-trips outside of Canada . Travel in Home CountryVisits to home country are permitted; the Policy will not terminate but expenses will not be covered |
Out-of-pocket expenses |
In case of hospitalization it covers:
|
Automatic extensions |
Coverage will be automatically extended in any of the following event
|
Policy cancellation/ Refund |
|
Waiting period |
Waiting period applies if you purchased policy before arrival in Canada
|
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance section in policy wording and key benefits.
Allianz Visitor to Canada Medical Plan Benefits
Benefit |
Details |
Pre-existing conditions coverage |
Pre-existing medical condition coverage
|
Medical questionnaire required? |
No — exclusions apply (see policy wording for details). |
Hospital accommodation |
Semi-private room |
Prescription drugs |
30-day supply, to a maximum of $1,000 |
Follow-up visits |
Covers follow-up visits if related to medical emergency and prescribed by the physician |
Private duty nurse |
Covers if required as a result of medical emergency and should not exceed $10,000. |
Ground or air transportation |
Covers ground and/or air transport when medically necessary up to sum insured |
Dental coverage |
|
Laboratory tests & diagnostic services |
Covers diagnostics, lab tests and/or X-ray examinations as ordered by a physician for the purpose of diagnosis. |
Medical Appliances |
Covers rental of crutches or hospital-type bed, not exceeding the purchase price; and the cost of splints, trusses, braces or other prosthetic appliances approved in advance by Allianz Global Assistance. |
Health professional services |
Up to $500 per profession such as chiropractor, osteopath, podiatrist / chiropodist, physiotherapist when ordered by the attending physician; acupuncturist. |
Accidental death & dismemberment |
Up to the sum insured |
Return of deceased/ Cremation or burial |
The cost of a cofn or urn is not covered. |
Transportation to bedside |
In case of hospitalization related to medical emergency this policy provides the following coverage to bring someone to your bedside:
|
Side trip coverage |
Costs incurred outside of Canada other than in your country of origin are covered provided the majority of the period of coverage is spent in Canada. |
Out-of-pocket expenses |
In case of hospitalization it covers $150 per day to a maximum of $1,500, or up to a maximum of 10 days for commercial accommodation and meals, child care costs for children accompanying you, essential telephone calls, taxi fares. |
Automatic extensions |
Coverage will be automatically extended in any of the following event:
|
Policy cancellation/ Refund |
|
Waiting period |
48-hours waiting period applies if you purchase your policy:
|
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance section in policy wording and exclusions for which coverage is not available under Allianz medical insurance.