Frequently Asked Questions

Yes, we are a licensed super visa insurance provider located in Toronto, Canada. We offer affordable insurance rates to our customers on danforthinsurance.com and in person at 2454 Danforth Ave, Toronto location to cater their health concerns. Additionally, we provide medical insurance for visitors to Canada, students, or work visa holders.

Regardless of the issuance date all Visitor to Canada insurance policies cover COVID-19 related expenses within Canada, subject to the policy’s terms and conditions. However, COVID-19 related medical emergency that arise during a Side trip to a destination outside Canada will subject to  government of Canada Travel advisory if issued before traveling to destination.

Healthcare in Canada can be costly if you don’t have medical insurance or access to Canadian government healthcare such as OHIP coverage for Ontario residents. A single overnight stay in a hospital can amount to as much as $5000 CAD. So it is strongly advised that visitors, including super visa holders, students, work visa holders, and new immigrants/returning residents, obtain medical insurance. Additionally, the Super Visa program for parents and grandparents mandates the purchase of medical insurance for a minimum of one year with coverage of at least $100,000 CAD.

As a travel insurance agency, we specialize in providing affordable super visa insurance. Here are the main benefits that our clients can enjoy when purchasing this type of insurance:

• Affordable rates for health insurance that covers a variety of conditions. Additionally, we provide insurance options from various companies such as Manulife, Bluecross and GMS.

• You can choose from three coverage options for one year (365 days): (1) $100,000, (2) $150,000, and (3) $200,000.

• Several deductible options available to reduce your insurance premiums.

• The enhanced policy provides coverage for stable pre-existing medical conditions. Some examples of such conditions include heart disease, high blood pressure, diabetes, lung, and high cholesterol.

• Covers Covid-19-related illnesses.

• You can either make a one-time payment for premium or choose the monthly payment option.

• Companions are eligible for a 5% discount.

• The family package can be availed by a family of three or more individuals.

• If the visa is not granted before the insurance start date, you will receive 100% refund.

• We also offer price match. Please call us at 647-350-0332 for assistance.

We understand that the cost of super visa insurance is high. Considering your financial and medical priorities for your elderly family members, we provide a monthly payment plan on purchase of $100,000 medical coverage for one year (365 days). You are given the option to enroll in monthly payment plan when purchasing insurance on our website. Under our monthly payment plan, we require 2 or 3 months premium at the time of purchase, with the remaining balance paid in monthly instalments.

For individuals aged 50 to 85, the estimated cost of one year visa insurance ranges from $1222.75 to $3942.00. If you choose to enroll in the monthly payment plan, the cost will range from $101.89 to $328.50 per month for individuals aged 50 to 85. Note these insurance cost rates apply to the plans with a coverage of $100,000. Higher coverages will come at a higher cost. The cost of super visa insurance can be affected by various factors such as the applicant’s age and pre-existing condition coverage. Get free quote here for super visa insurance. We offer multiple choices for deductibles. The deductible is the initial payment that you make before your insurance provider covers any expenses. For individuals aged 50 to 85, the cost of one year of super visa insurance ranges from $978.20 to $1503.80 if you agree to pay a $1000 deductible out of your pocket and the remaining expenses will be covered by insurance.

We provide an Enhanced medical insurance plan underwritten by Manulife Financial for individuals with pre-existing conditions such as diabetes, heart disease, lungs disease, etc. Enhanced plan covers pre-existing medical conditions if stable in 180 days prior to insurance start date. We also offer medical insurance for pre-existing medical conditions from other insurance providers too. Feel free to contact us at 647-350-0332 for details.

Here are some key benefits of Enhanced medical plan that covers pre-existing conditions:

• Available for all ages up to 85.

• Includes coverage for stable pre-existing medical conditions – BP, Heart, Diabetes, Lung, Cholesterol and other conditions.

• Coverage includes the comprehensive benefit package contained in the Enhanced Plan plus $25,000 Accidental Death & Dismemberment.

 Get free medical insurance quote today for visitors to Canada.

​We provide Preferred and Standard travel medical insurance plans for individuals traveling to any destination worldwide, including Canada. These plans cover pre-existing medical conditions only if these conditions are stable in 3 months prior to departure. Get free travel insurance quote today.

All three basic, standard and enhanced plans provide medical coverage for visitors to Canada including temporary visitors, super visa holders, student visa or work visa. The basic insurance plan offers the most affordable rates, while the standard enhanced plans are designed to offer more comprehensive medical coverage. For example, basic plan covers one follow-up visit per sickness and other two plans cover unlimited follow-up visits to a physician. Click here for a comprehensive list of benefits available under each of these plans.

We understand that visa rejection can lead to changes in travel plans. So we do provide a way to request 100% refund /cancellation of insurance policy. However, terms and conditions apply on your refund request. For more details on refund/cancellation please check “Premiums Refund/Cancellation” option here for super visa and visitor to Canada insurance.

It’s crucial to understand the coverage of your trip cancellation insurance policy in case your trip gets canceled or interrupted due to uncontrollable circumstances. Trip cancellation insurance provides coverage for (1) trip interruption, (2) misconnection, and (3) delayed return.

Danforth Insurance offers either package tour insurance (all inclusive plan covers trip cancellation and medical emergency) or a separate insurance plan for trip cancellation only. Get free quote today for trip cancellation insurance!

Trip cancellation coverage starts at the time of policy purchased and trip interruption, misconnection & delayed return coverage starts on effective date of policy. In order to faciliate our clients we offer three different plans for trip cancellation:

•  “$800 AD (After Departure)”: covering the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $800 AFTER departure.

• “$1500 AD (After Departure)”: covering the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and $1500 AFTER departure.

• “Unlimited AD (After Departure)”: covering the Covered Amount PRIOR to departure (as provided by you at the time of purchasing plan) and unlimited coverage AFTER departure.