Super visa insurance

In order to fulfill the requirements of Super visa application established by Canadian immigration and citizenship, the insurance must offer at least $100,000 in medical coverage for a duration of one year (365 days). However, if you are visiting Canada again 2nd or 3rd time on Super visa then you might not need coverage for full year. Therefore, we are offering Super Visa insurance for less than a year in partnership with 21st Century Insurance.

We understand how important it is for you to find super visa insurance for your parents and grandparents, taking into account their unique medical conditions and your budget limitations. We aim to offer the best super visa insurance cost in Canada. You can get medical insurance for less than a year—whether or not your parents have pre-existing conditions—up to age 85. For applicants aged 86 and over, we offer two options: (1) coverage without pre-existing conditions for less than a year, or (2) full-year coverage that includes pre-existing conditions.

Why Choose Us?

Comprehensive medical coverage options from $100,000 to $200,000.

Enjoy exclusive discounts for companions and family members

We provide three 21st Century insurance plans (1) Basic, (2) Standard and (3) Enhanced for less than a year time period allowing you to choose the best option for your health and financial situation.

We do price match or may even provide a better deal – call us at 647-350-0332

We offer plans for individuals of all ages, whether or not they require coverage for pre-existing medical conditions.

COVID-19 coverage available within Canada subject to the regular terms and conditions of the policy

Plans available for the stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions)

Diverse range of deductibles, from as low as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.

100% refund – If no Visa granted for any reason before effective date.

Get a partial premium refund for plan changes, only if no claims have been processed.

21st Century Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:

Benefit	Basic plan	Standard plan	Enhanced plan
Pre-existing conditions coverage	Not covered	Not covered	Covers pre-existing medical conditions if stable in 180 days prior to the insurance effective date
Medical questionnarie required?	No	No	Yes - Only individuals of age 55 to 85 years old need to complete medical questionnaire
Hospital accommodation	Semi-private room	Semi-private room	Semi-private room
Prescription drugs	Up to $500 per prescription limited to 30 days supply.	Up to $500 per prescription limited to 30 days supply.	Up to $500 per prescription limited to 30 days supply.
Follow-up visits	1 follow-up visit when related to the medical emergency.	No follow-up visits limit provided these are related to the medical emergency.	No follow-up visits limit provided these are related to the medical emergency.
Private duty nurse	Up to $5,000	Up to $5,000	Up to $5,000
Ground or air transportation	Covers ground and/or air transport when medically necessary.	Covers ground and/or air transport when medically necessary.	Covers ground and/or air transport when medically necessary.
Dental coverage	Not covered	Up to $4,000 for treatment as a result of accidental blow. Up to $300 for dental emergency treatment.	Up to $4,000 for treatment as a result of accidental blow. Up to $300 for dental emergency treatment.
Laboratory tests & diagnostic services	Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center.	Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center.	Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center.
Medical Appliances	Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency	Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency.	Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency.
Health professional services	No coverage for health professional services such as Accupuncturist, chiropractor, physiotherapist	Up to a combined total of $1,000 for healthcare practitioners such as Accupuncturist, chiropractor, physiotherapist.	Up to a combined total of $1,000 for healthcare practitioners such as Accupuncturist, chiropractor, physiotherapist.
Accidental death & dismemberment	No coverage	Up to maximum $25,000	Up to maximum $25,000
Return of deceased/Cremation or burial	Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered.	Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered.	Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered.
Transportation to bedside	Not covered	Not covered	Not covered
Additional coverage	None	Additional $50,000 coverage for sickness due to injury if you purchased $100,000 coverage policy.	Additional $50,000 coverage for sickness due to injury if you purchased $100,000 coverage policy.
90-Day Provision (Reinstatement of Coverage)	Not covered	Reinstatement of coverage for a second claim related to the same condition	Reinstatement of coverage for a second claim related to the same condition
Side trip coverage	Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided you must be continuously insured under a 21st Century Visitors to Canada policy the maximum number of combined days you can be covered in any other country must not exceed 30 days in total within a 365-day period; you must be in Canada or you must have a planned insured visit to Canada for no less than 51% of the overall time that you will be insured with 21st Century.	Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided you must be continuously insured under a 21st Century Visitors to Canada policy the maximum number of combined days you can be covered in any other country must not exceed 30 days in total within a 365-day period; you must be in Canada or you must have a planned insured visit to Canada for no less than 51% of the overall time that you will be insured with 21st Century.	Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided you must be continuously insured under a 21st Century Visitors to Canada policy the maximum number of combined days you can be covered in any other country must not exceed 30 days in total within a 365-day period; you must be in Canada or you must have a planned insured visit to Canada for no less than 51% of the overall time that you will be insured with 21st Century.
Out-of-pocket expenses	Not covered	Not covered	Not covered
Automatic extensions	Coverage will be extended for 72 hours if your trip is prolonged due to one of the following reasons Coverage will be extended for 72 hours if return is not possible because of Common carrier In case of hospitalization due to emergency, coverage will be extended during the hospital stay In case sickness happens within 5 days prior to return, coverage will be extended for up to 5 days.	Coverage will be extended for 72 hours if your trip is prolonged due to one of the following reasons Coverage will be extended for 72 hours if return is not possible because of Common carrier In case of hospitalization due to emergency, coverage will be extended during the hospital stay In case sickness happens within 5 days prior to return, coverage will be extended for up to 5 days.	Coverage will be extended for 72 hours if your trip is prolonged due to one of the following reasons Coverage will be extended for 72 hours if return is not possible because of Common carrier In case of hospitalization due to emergency, coverage will be extended during the hospital stay In case sickness happens within 5 days prior to return, coverage will be extended for up to 5 days.
Policy cancellation/ Refund	You can request policy cancellation before the effective date. 100% refund is available if no visa is granted. Partial refunds can also be requested upon early return. If you are applying for a partial refund and a claim has been paid or denied, you may apply to have such claim(s) withdrawn.	You can request policy cancellation before the effective date. 100% refund is available if no visa is granted. Partial refunds can also be requested upon early return. If you are applying for a partial refund and a claim has been paid or denied, you may apply to have such claim(s) withdrawn.	You can request policy cancellation before the effective date. 100% refund is available if no visa is granted. Partial refunds can also be requested upon early return. If you are applying for a partial refund and a claim has been paid or denied, you may apply to have such claim(s) withdrawn.
Waiting period	Waiting period applies If you purchase policy after your arrival in Canada 15 days period if age is 86 or old. 72 hours period if age is 85 or under and policy is purchased within 30 days after arrival in Canada. 7 days period if age is 85 or under and policy is purchased in 31 or more days after arrival in Canada	Waiting period applies If you purchase policy after your arrival in Canada 15 days period if age is 86 or old. 72 hours period if age is 85 or under and policy is purchased within 30 days after arrival in Canada. 7 days period if age is 85 or under and policy is purchased in 31 or more days after arrival in Canada	Waiting period applies If you purchase policy after your arrival in Canada 15 days period if age is 86 or old. 72 hours period if age is 85 or under and policy is purchased within 30 days after arrival in Canada. 7 days period if age is 85 or under and policy is purchased in 31 or more days after arrival in Canada