ELIGIBILITY (all applicants – all ages)

To apply for any plan that INCLUDES Emergency Medical Insurance, each applicant must be a Canadian resident at least 30 days of age who is covered by the Government Health Insurance Plan in their province or territory of residence for the entire duration of their trip. Emergency Medical Coverage is NOT AVAILABLE to any applicant under this policy or under the Individual Medical Underwriting Plan who:

• is travelling against the advice of a physician; and/or
• is diagnosed with a terminal illness with less than 6 months to live;
• requires kidney dialysis; and/or
• has been prescribed or used home oxygen in the twelve (12) months prior to the date of application;

Non-residents are eligible to purchase Plan A – Trip Cancellation & Interruption Insurance if they are currently living in or travelling to Canada.