If you’re inviting your parents or grandparents to Canada on a Super Visa, one of the key things you’ll need to sort out is Super Visa insurance. It’s not just a nice-to-have; it’s a requirement. But one of the most common questions people ask is: how long does the insurance need to last?
Minimum coverage period: 1 year
The Canadian government mandates that applicants for a Super Visa must carry private medical insurance that is at least one year in duration. That is correct; 12 months of Super Visa Insurance Canada coverage, even if your relative is going to stay only a few months at first. This is under Canadian visa regulations for family members, and without this, the application will be rejected.
The Super Visa insurance should include:
- Healthcare
- Hospitalization
- Repatriation
So, no short-term or economy travel insurance here; this policy is meant to ensure your loved ones are protected while in Canada, just in case something unexpected occurs.
But what if they don’t stay a full year?
Here’s the thing: even if your grandparents or parents are only going to be visiting for 3 or 6 months, you still have to buy a policy that will cover one year. But most insurance companies like Danforth Insurance provide pro-rated refunds if your visitors depart early; just be sure to review their cancellation and refund policies before you purchase.
If their visit is shorter than anticipated and they leave early, you can obtain a Super Visa Insurance Quote (provided no claims were made). That’s a bit of a silver lining!
For more information, you can visit our website https://danforthinsurance.com/ or call us at 647-350-0332