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p Any sickness, illness, injury, or condition (e.g., high blood pressure, diabetes, cholesterol, lung issues) that existed or required medication or treatment before the insurance start date.











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  • Official Allianz Partner

Allianz Insurance Plan

Allianz offer insurance plan for visitors to Canada, super visa, work visa, new immigrants and returning Canadians. It offers two coverage limits: $100,000 and $500,000. The plan provides coverage for stable pre-existing medical conditions and does not require a medical questionnaire, although certain exclusions apply. Following are the key benefits of choosing Allianz insurance plan:

  • Choose either $100,000 or $500,000 coverage.
  • Early return refund available.

  • $500 deductible option available.
  • 100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.
  • No medical questionnaire required.

Allianz Plan Benefits

Benefit

Details

Pre-existing conditions coverage

Pre-existing medical condition coverage

  • 59 and under: covers pre-existing conditions if stable for 90 days before the insurance start date
  • 60 to 89: covers pre-existing conditions if stable for 180 days before the insurance start date

Medical questionnaire required?

No — exclusions apply (see policy wording for details).

Hospital accommodation

Semi-private room 

Prescription drugs

30-day supply, to a maximum of $1,000

Follow-up visits

Covers follow-up visits if related to medical emergency and prescribed by the physician

Private duty nurse

Covers if required as a result of medical emergency and should not exceed $10,000.

Ground or air transportation

Covers ground and/or air transport when medically necessary up to sum insured

Dental coverage

  • Up to $4,000 for treatment as a result of accidental blow.
  • Up to $500 for dental pain.

Laboratory tests & diagnostic services

Covers diagnostics, lab tests and/or X-ray examinations as ordered by a physician for the purpose of diagnosis.

Medical Appliances

Covers rental of crutches or hospital-type bed, not exceeding the purchase price; and the cost of splints, trusses, braces or other prosthetic appliances approved in advance by Allianz Global Assistance.

Health professional services

Up to $500 per profession such as chiropractor, osteopath, podiatrist / chiropodist, physiotherapist when ordered by the attending physician; acupuncturist.

Accidental death & dismemberment

Up to the sum insured

Return of deceased/ Cremation or burial

  • Up to $10,000 for costs incurred to prepare and return your remains in a standard transportation container to your country of origin; 
  • Up to $4,000 for cremation or burial of your remains at the place of death. 

The cost of a cofn or urn is not covered.

Transportation to bedside

In case of hospitalization related to medical emergency this policy provides the following coverage to bring someone to your bedside:

  • Up to a maximum of $3,000 for round trip economy air fare
  • Up to a maximum of $1,000 for commercial accommodation, meals, essential telephone calls, taxi fare.

Side trip coverage

Costs incurred outside of Canada other than in your country of origin are covered provided the majority of the period of coverage is spent in Canada.

Out-of-pocket expenses

In case of hospitalization it covers $150 per day to a maximum of $1,500, or up to a maximum of 10 days for commercial accommodation and meals, child care costs for children accompanying you, essential telephone calls, taxi fares.

Automatic extensions

Coverage will be automatically extended in any of the following event:

  • Delay of conveyance: up to 72 hours
  • Hospitalization: the period of hospital confinement, plus 72 hours after release to travel home
  • Medically unfit to travel: Up to 5 days

Policy cancellation/ Refund

  • A full refund will be provided for policies which are returned within 10 days of purchase.
  • There will be no refund of premium if a claim has been made. 

Waiting period

48-hours waiting period applies if you purchase your policy: 

  • after the expiry date of an existing Allianz Global Assistance administered policy
  • after you exit your country of origin.

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance section in policy wording and exclusions for which coverage is not available under Allianz medical insurance.