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p Any sickness, illness, injury, or condition (e.g., high blood pressure, diabetes, cholesterol, lung issues) that existed or required medication or treatment before the insurance start date.











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  • Official Travel Shield Partner

Travel Shield Insurance Plan

We offer Travel Shield two plans for Super visa insurance (1) SVI Plan 4 and (2) SVI Plan 5. SVI Plan 5 offers coverage for stable pre-existing medical conditions and SVI Plan 4 does not cover pre-existing conditions. Following are the key benefits of choosing Travel Shield Super visa insurance plans:

  • Available coverage $100,000 for super visa insurance.
  • Get coverage for stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions) if stable in 180 days before insurance start date.
  • Diverse range of deductibles, from as minimum as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.
  • 100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.
  • Easy early return refund available if there is no claim on insurance.

Travel Shield Super Visa Insurance Plans Benefits

Benefit

SVI Plan 4

SVI Plan 5

Pre-existing conditions coverage

No coverage

Covers 180-day stable pre-existing conditions
Medical questionnaire required?

No

Yes
Hospital accommodation

Up to semi-private room

Up to semi-private room

Prescription drugs

30-day supply per prescription if required for medical emergency treatment.

30-day supply per prescription if required for medical emergency treatment.

Follow-up visits

Covers if related to medical emergency treatment

Covers if related to medical emergency treatment

Private duty nurse

up to $10,000 if medically necessary for emergency treatment

up to $10,000 if medically necessary for emergency treatment

Ground or air transportation
  • Covers licensed ground ambulance service
  • Covers air ambulance if approved in advance by the Assistance company. 
  • Covers licensed ground ambulance service
  • Covers air ambulance if approved in advance by the Assistance company. 
Dental coverage

Up to $5,000 for treatment of damage as a result of an accidental blow to the face.

  • Up to $5,000 for treatment of damage as a result of an accidental blow to the face.
  • Up to $500 for relief of pain caused other than by a blow to the face and for which you have not previously received treatment
Laboratory tests & diagnostic services
  • Lab tests and x-rays when related to the medical emergency.
  • does not cover magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, digital x-rays, sonograms or ultrasounds and biopsies unless such services are approved in advance by the Assistance Company. Assistance company contact can be found in the policy document.
  • Lab tests and x-rays when related to the medical emergency.
  • does not cover magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, digital x-rays, sonograms or ultrasounds and biopsies unless such services are approved in advance by the Assistance Company. Assistance company contact can be found in the policy document.
Medical Appliances

Covers medical appliances  such as crutches, casts, splints, canes, slings, trusses, braces, walkers, rental of a hospital-type bed, wheelchair if required for medical emergency treatment.

Covers medical appliances  such as crutches, casts, splints, canes, slings, trusses, braces, walkers, rental of a hospital-type bed, wheelchair if required for medical emergency treatment.

Health professional services

Up to a maximum of $300 per insured person, per licensed professional such as chiropractor, physiotherapist, podiatrist, osteopath or acupuncturist.

 

Up to a maximum of $500 per insured person, per licensed professional such as chiropractor, physiotherapist, podiatrist, osteopath or acupuncturist.

 

Accidental death & dismemberment

No coverage

Up to $50,000, for loss of life, limb or sight of an insured person resulting directly from accidental injury occurring during the coverage period, 

Return of deceased/Cremation or burial
  • Up to $10,000 for costs incurred to prepare and return your remains in a standard transportation container to your country of origin; 
  • up to $10,000 for cremation and/or burial at the place of death including cost of a casket or urn.

Note: The cost of the funeral is not covered.

  • Up to $10,000 for costs incurred to prepare and return your remains in a standard transportation container to your country of origin; 
  • up to $10,000 for cremation and/or burial at the place of death including cost of a casket or urn.

Note: The cost of the funeral is not covered.

Transportation to bedside

In case of hospitalization related to medical emergency this policy provides the following coverage to bring someone to your bedside:

  • Round trip economy air far
  • $150 per day up to a maximum of $1,500 for commercial accommodation and meals.

In case of hospitalization related to medical emergency this policy provides the following coverage to bring someone to your bedside:

  • Round trip economy air far
  • $150 per day up to a maximum of $1,500 for commercial accommodation and meals.
Side trip coverage

No coverage

Provides coverage for temporary visits outside Canada. Temporary Visitmeans travel to a country outside of Canada as part of your covered trip which does not exceed: 

  • 49% of your covered trip’s duration; and
  • 30 days if it originates and terminates in Canada; or
  • Seven (7) days if it originates or terminates in Canada
Out-of-pocket expenses

Up to $150 per day, to an overall maximum of $1,500 for your commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare or rental car in lieu and child care costs accompanying you while travelling.

Up to $150 per day, to an overall maximum of $1,500 for your commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare or rental car in lieu and child care costs accompanying you while travelling.

Automatic extensions

Coverage will be automatically extended in any of the following event:

  • Hospitalization: Coverage will remain in force as long as you or your travel companion are hospitalized and the 5-day extension will commence upon the date of release from hospital.
  • Medically unfit to travel but not hospitalized: Up to 5 days

Coverage will be automatically extended in any of the following event:

  • Hospitalization: Coverage will remain in force as long as you or your travel companion are hospitalized and the 5-day extension will commence upon the date of release from hospital. 
  • Medically unfit to travel but not hospitalized: Up to 5 days
Policy cancellation/ Refund
  • You may cancel this policy within 10 days of the purchase date for a full refund provided it is before the effective date 
  • Premium refunds request can be made after policy date. Please see below the administration fees applicable in this scenario.
  • You may cancel this policy within 10 days of the purchase date for a full refund provided it is before the effective date 
  • Premium refunds requests can be made after the policy date. Please see below the administration fees applicable in this scenario.
Waiting period

Waiting period applies if you purchase policy after your arrival in Canada

  • Up to Age 85:48 hours after the effective date if purchased within 30 days of your arrival in Canada or 7 days after the effective date if purchased more than 30 days after your arrival in Canada; or
  • Age 86-90: 15 days after the effective date if purchased after your arrival in Canada. 

Waiting period applies if you purchase policy after your arrival in Canada

  • Up to Age 85:48 hours after the effective date if purchased within 30 days of your arrival in Canada or 7 days after the effective date if purchased more than 30 days after your arrival in Canada; or
  • Age 86-90: 15 days after the effective date if purchased after your arrival in Canada. 

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: