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p Any sickness, illness, injury, or condition (e.g., high blood pressure, diabetes, cholesterol, lung issues) that existed or required medication or treatment before the insurance start date.











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  • Official AwayCare Partner

AwayCare Insurance Plan

We offer two True North Away Care Super Visa insurance plans: Standard and Gold. These plans provide coverage options ranging from $50,000 to $300,000 and are available with or without coverage for pre-existing medical conditions. True North plans also include stability period options of 365, 180, 90, and as low as 30 days. Following are the key benefits of choosing AwayCare insurance plan:

  • Choose coverage from options ranging from $50,000 to $300,000. However for super visa insurance coverage starts from $100,000.
  • Diverse range of deductibles, from as minimum as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.
  • Get coverage for stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions) if stable before insurance start date.
  • Option available to buy insurance with only 30 days stability .
  • No medical questionnaire required (conditions apply)
  • 100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.
  • Easy early return refund available if there is no claim on insurance.

AwayCare Insurance Plans Benefits

Benefit

Standard Plan

Gold Plan

Pre-existing conditions coverage

Covers stable pre-existing medical conditions:

Age 0 to 74: 

  • Standard stability 180 days
  • Option to buy down to 90 days

Age 75 and above:

  • Standard Stability 365 days
  • Option to buy down to 180 and 90 days

Covers stable pre-existing medical conditions:

Age 0 to 74: 

  • Standard stability 180 days
  • Option to buy down to 90 and 30 days

Age 75 and above:

  • Standard Stability 365 days
  • Option to buy down to 180, 90 and 30 days

Medical questionnaire required?

No

No

Hospital accommodation

Covers semi-private room

Covers semi-private room

Prescription drugs

Up to $500

Up to $750

Follow-up visits

Up to $500 if follow-up visit is related to emergency medical treatment

Up to $1,500 if follow-up visit is related to emergency medical treatment

Private duty nurse

Covers licensed private duty nurse while you are in hospital

Covers licensed private duty nurse while you are in hospital

Ground or air transportation

Covers reasonable and customary charges for ground ambulance

Covers reasonable and customary charges for ground ambulance

Dental coverage

  • Up to $1,500 for emergency treatment caused by an accidental direct blow to the face

  • Up to $200 for the immediate relief of acute dental pain caused by a dental emergency other than a direct blow to the face.
  • Up to $3,000 for emergency treatment caused by an accidental direct blow to the face

  • Up to $400 for the immediate relief of acute dental pain caused by a dental emergency other than a direct blow to the face.

Laboratory tests & diagnostic services

Covers customary and reasonable charges for tests that are needed to diagnose or find out more about your condition.


Note:All medical procedures and/or tests (including but not limited to MRI, MRCP, CAT Scan, CT

Angiogram, Nuclear Stress Test, Angiogram or Cardiac Catheterization, or any surgery) must

be authorized by the Assistance Centre in advance.

Covers customary and reasonable charges for tests that are needed to diagnose or find out more about your condition.


Note:All medical procedures and/or tests (including but not limited to MRI, MRCP, CAT Scan, CT

Angiogram, Nuclear Stress Test, Angiogram or Cardiac Catheterization, or any surgery) must

be authorized by the Assistance Centre in advance.

Medical Appliances

Covers the rental or purchase (whichever is less) of a Hospital bed, wheelchair, brace, crutch or other

medical appliance;

Covers the rental or purchase (whichever is less) of a Hospital bed, wheelchair, brace, crutch or other

medical appliance;

Health professional services

Up to $200 for treatment received from a licensed chiropractor, osteopath, chiropodist, physiotherapist or podiatrist for a covered Injury

Up to $400 for treatment received from a licensed chiropractor, osteopath, chiropodist, physiotherapist or podiatrist for a covered Injury

Accidental death & dismemberment

Not Covered

Flight accident: $50,000

24-hour accident: $50,000

Return of deceased/ Cremation or burial

  • Up to $3,000 for cremation or burial of Your remains at the place of death
  • Up to $5,000 for repatriation of Remains
  • Up to $4,000 for cremation or burial of Your remains at the place of death
  • Up to $10,000 for repatriation of Remains

Transportation to bedside

  • Up to $2,500 to transport a family member or companion to your bedside
  • Up to $3,000 to transport a family member or companion to your bedside

Side trip coverage

Covers side-trip provided:

  • Trip originates and terminates in Canada
  • Trip does not exceed 51% of the period of

coverage already spent in Canada and cannot exceed 30 total days.

Covers side-trip provided:

  • Trip originates and terminates in Canada
  • Trip does not exceed 51% of the period of

coverage already spent in Canada and cannot exceed 30 total days.

Out-of-pocket expenses

Up to $500 to cover expenses for meals, hotel, phone calls and taxi

Up to $1,000 to cover expenses for meals, hotel, phone calls and taxi

Automatic extensions

Coverage will be automatically extended in any of the following event:

  • Delay of conveyance: Up to 72 hours
  • Hospitalization: the period of hospital confinement for up to maximum 35 days, plus 72 hours after release to travel home
  • Medically unfit to travel but not hospitalized: Up to 5 days

Coverage will be automatically extended in any of the following event:

  • Delay of conveyance: Up to 72 hours
  • Hospitalization: the period of hospital confinement for up to maximum 35 days, plus 72 hours after release to travel home
  • Medically unfit to travel but not hospitalized: Up to 5 days

Policy cancellation/ Refund

  • A full refund can be requested within 10 days after purchase of policy provided that your coverage has not begun.

Other scenarios in which refunds can be requested are:

  • Visa denial
  • Early return
  • You become insured under provincial or territorial health/medical plan
  • A full refund can be requested within 10 days after purchase of policy provided that your coverage has not begun.

Other scenarios in which refunds can be requested are:

  • Visa denial
  • Early return
  • You become insured under provincial or territorial health/medical plan

Waiting period

48 hours waiting period applies if you purchase policy after your arrival in Canada

48 hours waiting period applies if you purchase policy after your arrival in Canada

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: