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- Official AwayCare Partner
AwayCare Insurance Plan
We offer two True North Away Care Super Visa insurance plans: Standard and Gold. These plans provide coverage options ranging from $50,000 to $300,000 and are available with or without coverage for pre-existing medical conditions. True North plans also include stability period options of 365, 180, 90, and as low as 30 days. Following are the key benefits of choosing AwayCare insurance plan:
- Choose coverage from options ranging from $50,000 to $300,000. However for super visa insurance coverage starts from $100,000.
- Diverse range of deductibles, from as minimum as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.
- Get coverage for stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions) if stable before insurance start date.
- Option available to buy insurance with only 30 days stability .
- No medical questionnaire required (conditions apply)
- 100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.
- Easy early return refund available if there is no claim on insurance.
AwayCare Insurance Plans Benefits
|
Benefit |
Standard Plan |
Gold Plan |
|
Pre-existing conditions coverage |
Covers stable pre-existing medical conditions: Age 0 to 74:
Age 75 and above:
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Covers stable pre-existing medical conditions: Age 0 to 74:
Age 75 and above:
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Medical questionnaire required? |
No |
No |
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Hospital accommodation |
Covers semi-private room |
Covers semi-private room |
|
Prescription drugs |
Up to $500 |
Up to $750 |
|
Follow-up visits |
Up to $500 if follow-up visit is related to emergency medical treatment |
Up to $1,500 if follow-up visit is related to emergency medical treatment |
|
Private duty nurse |
Covers licensed private duty nurse while you are in hospital |
Covers licensed private duty nurse while you are in hospital |
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Ground or air transportation |
Covers reasonable and customary charges for ground ambulance |
Covers reasonable and customary charges for ground ambulance |
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Dental coverage |
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Laboratory tests & diagnostic services |
Covers customary and reasonable charges for tests that are needed to diagnose or find out more about your condition. Note:All medical procedures and/or tests (including but not limited to MRI, MRCP, CAT Scan, CT Angiogram, Nuclear Stress Test, Angiogram or Cardiac Catheterization, or any surgery) must be authorized by the Assistance Centre in advance. |
Covers customary and reasonable charges for tests that are needed to diagnose or find out more about your condition. Note:All medical procedures and/or tests (including but not limited to MRI, MRCP, CAT Scan, CT Angiogram, Nuclear Stress Test, Angiogram or Cardiac Catheterization, or any surgery) must be authorized by the Assistance Centre in advance. |
|
Medical Appliances |
Covers the rental or purchase (whichever is less) of a Hospital bed, wheelchair, brace, crutch or other medical appliance; |
Covers the rental or purchase (whichever is less) of a Hospital bed, wheelchair, brace, crutch or other medical appliance; |
|
Health professional services |
Up to $200 for treatment received from a licensed chiropractor, osteopath, chiropodist, physiotherapist or podiatrist for a covered Injury |
Up to $400 for treatment received from a licensed chiropractor, osteopath, chiropodist, physiotherapist or podiatrist for a covered Injury |
|
Accidental death & dismemberment |
Not Covered |
Flight accident: $50,000 24-hour accident: $50,000 |
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Return of deceased/ Cremation or burial |
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Transportation to bedside |
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Side trip coverage |
Covers side-trip provided:
coverage already spent in Canada and cannot exceed 30 total days. |
Covers side-trip provided:
coverage already spent in Canada and cannot exceed 30 total days. |
|
Out-of-pocket expenses |
Up to $500 to cover expenses for meals, hotel, phone calls and taxi |
Up to $1,000 to cover expenses for meals, hotel, phone calls and taxi |
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Automatic extensions |
Coverage will be automatically extended in any of the following event:
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Coverage will be automatically extended in any of the following event:
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Policy cancellation/ Refund |
Other scenarios in which refunds can be requested are:
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Other scenarios in which refunds can be requested are:
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Waiting period |
48 hours waiting period applies if you purchase policy after your arrival in Canada |
48 hours waiting period applies if you purchase policy after your arrival in Canada |
* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: