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p Any sickness, illness, injury, or condition (e.g., high blood pressure, diabetes, cholesterol, lung issues) that existed or required medication or treatment before the insurance start date.











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  • Official Travcare Partner

Travcare Insurance Plan

Travcare offers three travel insurance plans for visitors to Canada, super visa, work visa, new immigrants and returning Canadians. These plans are (1) Essential, Extended and Comprehensive plans. Each plan is available with and without coverage for pre-existing medical conditions. Following are the key benefits of choosing Travcare insurance plans:

  • Choose coverage from options ranging from $25,000 to $300,000. However for super visa insurance coverage starts from $100,000.
  • Diverse range of deductibles, from as minimum as $0 to maximum $3,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.
  • Get coverage for stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions) if stable before insurance start date.
  • No medical questionnaire required up to age 74 (conditions apply).
  • 100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.
  • Easy early return refund available if there is no claim on insurance

Travcare Insurance Plans Benefits

Benefit Essential plan Extended plan Comprehensive plan

Pre-existing conditions coverage

Up to age 74: Covers pre-existing conditions if stable in 90 days prior to the effective date.

Age 75 to 84: Covers pre-existing conditions if stable in 180 days prior to the effective date.

Up to age 74: Covers pre-existing conditions if stable in 90 days prior to the effective date.

Age 75 to 84: Covers pre-existing conditions if stable in 180 days prior to the effective date.

Up to age 74: Covers pre-existing conditions if stable in 90 days prior to the effective date.

Age 75 to 84: Covers pre-existing conditions if stable in 180 days prior to the effective date.

Medical questionnarie required?

Yes - Only for individuals of age 75 or above

Yes - Only for individuals of age 75 or above

Yes - Only for individuals of age 75 or above

Hospital accommodation

Ward rate 

Semi-private room 

Semi-private room 

Prescription drugs

Up $500 per prescription limited to 30 days supply if necessary for medical emergency treatment

Up $1,000 per prescription limited to 30 days supply if necessary for medical emergency treatment

Up $1,000 per prescription limited to 30 days supply if necessary for medical emergency treatment

Follow-up visits

Up to 3 follow-up visits provided they are directly related to medical emergency treatment.

Up to 3 follow-up visits provided they are directly related to medical emergency treatment.

Up to 3 follow-up visits provided they are directly related to medical emergency treatment.

Private duty nurse

Coverage is limited to $5,000 when in lieu of hospitalization.

Coverage is limited to $5,000 when in lieu of hospitalization.

Coverage is limited to $5,000 when in lieu of hospitalization.

Ground or air transportation

Licensed ground and air ambulances if medically necessary only when approved and arranged by the Assistance Company

Licensed ground and air ambulances if medically necessary only when approved and arranged by the Assistance Company

Licensed ground and air ambulances if medically necessary only when approved and arranged by the Assistance Company

Dental coverage

  • Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth.
  • Up to $300 for services to relieve dental pain
Note: Conditions apply. See further details in the policy wording.
  • Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth.
  • Up to $500 for services to relieve dental pain
Note: Conditions apply. See further details in the policy wording.
  • Up to $3,000 to repair or replace natural or permanently attached artificial teeth when you suffer an accidental blow to the mouth.
  • Up to $500 for services to relieve dental pain
Note: Conditions apply. See further details in the policy wording.

Laboratory tests & diagnostic services

  • Lab tests and/or x-ray examination as ordered by a physician for diagnosis are covered at the time of medical emergency
  • This policy does not cover magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, digital x-rays, sonograms or ultrasounds and biopsies unless such services are approved in advance by the Assistance Company
  • Lab tests and/or x-ray examination as ordered by a physician for diagnosis are covered at the time of medical emergency
  • This policy does not cover magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, digital x-rays, sonograms or ultrasounds and biopsies unless such services are approved in advance by the Assistance Company
  • Lab tests and/or x-ray examination as ordered by a physician for diagnosis are covered at the time of medical emergency
  • This policy does not cover magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, digital x-rays, sonograms or ultrasounds and biopsies unless such services are approved in advance by the Assistance Company

Medical Appliances

Up to a maximum of $5,000 for minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair when approved in advance by the Assistance company.

Up to a maximum of $5,000 for minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair when approved in advance by the Assistance company.

Up to a maximum of $5,000 for minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair when approved in advance by the Assistance company.

Health professional services

Up to $300 per professionals like licensed chiropractor, physiotherapist, podiatrist, or osteopath when approved in advance by the Assistance company

Up to $500 per professionals like licensed chiropractor, physiotherapist, podiatrist, or osteopath when approved in advance by the Assistance company

Up to $500 per professionals like licensed chiropractor, physiotherapist, podiatrist, or osteopath when approved in advance by the Assistance company

Accidental death & dismemberment

Up to maximum $50,000

Up to maximum $50,000

Up to maximum $50,000

Return of deceased/Cremation or burial

  • Up to a maximum of $10,000 toward the actual cost incurred for the preparation of remains and transportation to the country of origin.
  • $2,500 for preparation of body and burial at place of death
  • Up to a maximum of $10,000 toward the actual cost incurred for the preparation of remains and transportation to the country of origin.
  • $5,000 for preparation of body and burial at place of death
  • Up to a maximum of $10,000 toward the actual cost incurred for the preparation of remains and transportation to the country of origin.
  • $5,000 for preparation of body and burial at place of death

Transportation to bedside

Not covered

Covers the following when it is required to transfer a person of your choice to the insured person in emergency or to identify deceased insured person.

  • single round-trip economy airfare
  • $150 per day to a maximum of $3,000 for the cost of meals and commercial accommodation

Covers the following when it is required to transfer a person of your choice to the insured person in emergency or to identify deceased insured person.

  • single round-trip economy airfare
  • $150 per day to a maximum of $3,000 for the cost of meals and commercial accommodation

Side trip coverage

Medical emergency coverage during temporary visit outside canada other than home country which does not exceed:

  1. 49% of your covered trip’s duration; and
  2. 30 days if it originates and terminates in Canada; or
  3. 7 days if it originates or terminates in Canada.

Medical emergency coverage during temporary visit outside canada other than home country which does not exceed:

  1. 49% of your covered trip’s duration; and
  2. 30 days if it originates and terminates in Canada; or
  3. 7 days if it originates or terminates in Canada.

Medical emergency coverage during temporary visit outside canada other than home country which does not exceed:

  1. 49% of your covered trip’s duration; and
  2. 30 days if it originates and terminates in Canada; or
  3. 7 days if it originates or terminates in Canada.

Out-of-pocket expenses

Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares. Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares.

Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares.

Automatic extensions

Coverage is automatically extended for 72 hours if:
  • If your common carrier is delayed
  • If you have an emergency that prevents travel but does not require hospitalization
  • If you are hospitalized on your return date, coverage is extended during the period of hospital confinement plus 72 hours after hospital discharge.
Coverage is automatically extended for 72 hours if:
  • If your common carrier is delayed
  • If you have an emergency that prevents travel but does not require hospitalization
  • If you are hospitalized on your return date, coverage is extended during the period of hospital confinement plus 72 hours after hospital discharge.
Coverage is automatically extended for 72 hours if:
  • If your common carrier is delayed
  • If you have an emergency that prevents travel but does not require hospitalization
  • If you are hospitalized on your return date, coverage is extended during the period of hospital confinement plus 72 hours after hospital discharge.

Policy cancellation/ Refund

You may cancel this policy within 10 days of the purchase date for a full refund provided it is before the effective date. You may cancel this policy within 10 days of the purchase date for a full refund provided it is before the effective date. You may cancel this policy within 10 days of the purchase date for a full refund provided it is before the effective date.

Waiting period

Waiting period applies If you purchase policy after your arrival in Canada

  • 48-hours if coverage is purchased within 30 days after arrival
  • 8-days if coverage is purchased more than 30 days after your arrival

Waiting period applies If you purchase policy after your arrival in Canada

  • 48-hours if coverage is purchased within 30 days after arrival
  • 8-days if coverage is purchased more than 30 days after your arrival

Waiting period applies If you purchase policy after your arrival in Canada

  • 48-hours if coverage is purchased within 30 days after arrival
  • 8-days if coverage is purchased more than 30 days after your arrival

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: