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- Official Travcare Partner
Travcare Insurance Plan
Travcare offers three travel insurance plans for visitors to Canada, super visa, work visa, new immigrants and returning Canadians. These plans are (1) Essential, Extended and Comprehensive plans. Each plan is available with and without coverage for pre-existing medical conditions. Following are the key benefits of choosing Travcare insurance plans:
- Choose coverage from options ranging from $25,000 to $300,000. However for super visa insurance coverage starts from $100,000.
- Diverse range of deductibles, from as minimum as $0 to maximum $3,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.
- Get coverage for stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions) if stable before insurance start date.
- No medical questionnaire required up to age 74 (conditions apply).
- 100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.
- Easy early return refund available if there is no claim on insurance
Travcare Insurance Plans Benefits
| Benefit | Essential plan | Extended plan | Comprehensive plan |
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Pre-existing conditions coverage |
Up to age 74: Covers pre-existing conditions if stable in 90 days prior to the effective date. Age 75 to 84: Covers pre-existing conditions if stable in 180 days prior to the effective date. |
Up to age 74: Covers pre-existing conditions if stable in 90 days prior to the effective date. Age 75 to 84: Covers pre-existing conditions if stable in 180 days prior to the effective date. |
Up to age 74: Covers pre-existing conditions if stable in 90 days prior to the effective date. Age 75 to 84: Covers pre-existing conditions if stable in 180 days prior to the effective date. |
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Medical questionnarie required? |
Yes - Only for individuals of age 75 or above |
Yes - Only for individuals of age 75 or above |
Yes - Only for individuals of age 75 or above |
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Hospital accommodation |
Ward rate |
Semi-private room |
Semi-private room |
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Prescription drugs |
Up $500 per prescription limited to 30 days supply if necessary for medical emergency treatment |
Up $1,000 per prescription limited to 30 days supply if necessary for medical emergency treatment |
Up $1,000 per prescription limited to 30 days supply if necessary for medical emergency treatment |
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Follow-up visits |
Up to 3 follow-up visits provided they are directly related to medical emergency treatment. |
Up to 3 follow-up visits provided they are directly related to medical emergency treatment. |
Up to 3 follow-up visits provided they are directly related to medical emergency treatment. |
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Private duty nurse |
Coverage is limited to $5,000 when in lieu of hospitalization. |
Coverage is limited to $5,000 when in lieu of hospitalization. |
Coverage is limited to $5,000 when in lieu of hospitalization. |
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Ground or air transportation |
Licensed ground and air ambulances if medically necessary only when approved and arranged by the Assistance Company |
Licensed ground and air ambulances if medically necessary only when approved and arranged by the Assistance Company |
Licensed ground and air ambulances if medically necessary only when approved and arranged by the Assistance Company |
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Dental coverage |
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Laboratory tests & diagnostic services |
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Medical Appliances |
Up to a maximum of $5,000 for minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair when approved in advance by the Assistance company. |
Up to a maximum of $5,000 for minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair when approved in advance by the Assistance company. |
Up to a maximum of $5,000 for minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair when approved in advance by the Assistance company. |
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Health professional services |
Up to $300 per professionals like licensed chiropractor, physiotherapist, podiatrist, or osteopath when approved in advance by the Assistance company |
Up to $500 per professionals like licensed chiropractor, physiotherapist, podiatrist, or osteopath when approved in advance by the Assistance company |
Up to $500 per professionals like licensed chiropractor, physiotherapist, podiatrist, or osteopath when approved in advance by the Assistance company |
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Accidental death & dismemberment |
Up to maximum $50,000 |
Up to maximum $50,000 |
Up to maximum $50,000 |
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Return of deceased/Cremation or burial |
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Transportation to bedside |
Not covered |
Covers the following when it is required to transfer a person of your choice to the insured person in emergency or to identify deceased insured person.
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Covers the following when it is required to transfer a person of your choice to the insured person in emergency or to identify deceased insured person.
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Side trip coverage |
Medical emergency coverage during temporary visit outside canada other than home country which does not exceed:
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Medical emergency coverage during temporary visit outside canada other than home country which does not exceed:
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Medical emergency coverage during temporary visit outside canada other than home country which does not exceed:
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Out-of-pocket expenses |
Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares. | Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares. |
Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares. |
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Automatic extensions |
Coverage is automatically extended for 72 hours if:
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Coverage is automatically extended for 72 hours if:
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Coverage is automatically extended for 72 hours if:
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Policy cancellation/ Refund |
You may cancel this policy within 10 days of the purchase date for a full refund provided it is before the effective date. | You may cancel this policy within 10 days of the purchase date for a full refund provided it is before the effective date. | You may cancel this policy within 10 days of the purchase date for a full refund provided it is before the effective date. |
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Waiting period |
Waiting period applies If you purchase policy after your arrival in Canada
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Waiting period applies If you purchase policy after your arrival in Canada
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Waiting period applies If you purchase policy after your arrival in Canada
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* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: