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Official Destination Canada Partner

Destination Canada for Super Visa, Visitors to Canada, Work Visa, International Students, New Immigrants, and Returning Canadians.

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Destination Canada Insurance Plans

Destination Canada Insurance offers medical coverage plans for visitors to Canada, super visa, international students, work visa, new immigrants and returning Canadians. Destination Canada plans are available with and without pre-existing medical conditions coverage. A wide range of coverage options from $25,000 to $300,000 available for purchase. A monthly payment option is also available on purchase of at least 6 months coverage. A medical questionnaire is not required but exclusions apply.

Choose coverage from options ranging from $25,000 to $300,000. However for super visa insurance coverage starts from $100,000.

Monthly payment option available for $50,000 or more coverage for atleast 6 months period.

Diverse range of deductibles, from as minimum as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.

Get coverage for pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions) if stable before insurance start date. Stability period varies with age.

100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.

Easy early return refund available even with the claims

Destination Canada Insurance Plan Benefits

Benefit	Details
Pre-existing conditions coverage	Covers stable pre-existing medical conditions: Age 59 or under: 90 days stability period Age 60 to 69: 120 days stability period Age 70 to 79: 180 days stability period
Medical questionnaire required?	No
Hospital accommodation	Semi-private hospital accommodation
Prescription drugs	30-day supply up to $1,000
Follow-up visits	Up to $3,000 for follow-up visit related to medical emergency treatment.
Private duty nurse	Up to $10,000. Needs to be pre-approved by Assistance and Claims Administrator
Ground or air transportation	Licensed local air, land, or sea ambulance if required in case of medical emergency
Dental coverage	Up to $3,000 for emergency treatment caused by an accidental direct blow to the face Up to $500 for the immediate relief of acute dental pain caused by a dental emergency other than a direct blow to the face.
Laboratory tests & diagnostic services	Covers lab tests and/or x-ray examination required in case of medical emergency
Medical Appliances	Rental of crutches or hospital-type beds, not exceeding the purchase price; and the cost of splints, trusses, braces, or other approved prosthetic appliances.
Health professional services	Up to $500 per practitioner such as legally licensed physiotherapist, chiropractor, osteopath, chiropodist or podiatrist if required for treatment of medical emergency.
Accidental death & dismemberment	Up to lesser of sum insured or $150,000
Flight accident	Up to $50,000
Return of deceased/ Cremation or burial	Up to $10,000 for the costs incurred to prepare and return your remains. Up to $4,000 for cremation or burial at the place of death Note: The cost of a coffin or urn, headstones, flowers, and reception expenses are not covered.
Transportation to bedside	Up to $3,000
Side trip coverage	Covers side-trip outside of Canada, provided: The majority of the period of coverage is spent in Canada (at least 51% of your trip) The side-trip is not in your country of origin.
Out-of-pocket expenses	Up to $150 per day to a maximum of $1,500
Automatic extensions	Coverage will be automatically extended in any of the following event: Delay of conveyance: Up to 72 hours Hospitalization: the period of hospital confinement, plus 72 hours after release to travel home Medically unfit to travel but not hospitalized: Up to 5 days
Policy cancellation/ Refund	A full refund can be requested within 10 days after purchase of policy provided that your coverage has not begun. Other scenarios in which refunds can be requested are: Visa denial Early return You become insured under provincial or territorial health/medical plan
Waiting period	The following waiting period shall apply and no claims shall be payable for any Sickness for which Signs or Symptoms occurred within: Forty-eight (48) hours after the Effective Date, if You purchase this insurance within thirty (30) days of the date You depart from Your Country of Origin; Seven (7) days after the Effective Date, if You purchase this insurance thirty (30) days or more after the date You depart from Your Country of Origin. Any Sickness that manifests itself during the above waiting period is not covered even if the related expenses are incurred after the waiting period. Provided, however, the waiting period shall be waived if this insurance is purchased: before the date of departure from Your Country of Origin; or before the date Your existing Destination: Canada Visitors Plan policy expires, and there is no lapse or gap in coverage; or before the date any other existing health insurance coverage expires, and there is no lapse or gap in coverage.

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review visitor to Canada medical insurance in policy wording.