Get a Quote

Number of Applicants *

Applicant 1 (Birthdate) *

Pre-existing conditions *

Applicant 2 (Birthdate) *

Pre-existing conditions *

Applicant 3 (Birthdate) *

Pre-existing conditions *

Applicant 4 (Birthdate) *

Pre-existing conditions *

Applicant 5 (Birthdate) *

Pre-existing conditions *

Insurance start date *

Insurance expiry date *

Visitor type *

Email *

Phone

Please complete all mendatory (*) fields

Manulife insurance for Super Visa, Visitors to Canada, Work Visa, New Immigrants and Returning Canadians

Manulife Insurance Plans

Manulife insurance offers three medical coverage plans Basic, Standard and Enhanced for visitors to Canada, super visa, work visa, new immigrants and returning Canadians. Basic and Standard plans do not cover pre-existing conditions and Enhanced plan covers pre-existing medical conditions if stable in 180 days prior effective date. Standard and Enhanced plan are more comprehensive as compared to Basic plan. These two plans offers more benefits in terms of follow up visits for medical emergency treatment, dental coverage and accidental death and dismemberment coverage than Basic plan. Following are the key benefits of choosing Manulife insurance plans:

Choose coverage from options ranging from $15,000 to $200,000. However for super visa insurance coverage starts from $100,000.

100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.

Diverse range of deductibles, from as minimum as $0 to maximum $10,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.

Enhanced plan offers coverage for stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions).

Easy early return refund available even with the claims

Up to $25,000 accidental death and dismemberment coverage

Virtual doctor assistance

Manulife Insurance Plans Benefits

* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings:

Benefit	Basic plan	Standard plan	Enhanced plan
Pre-existing conditions coverage	Not covered	Not covered if existed in 180 days prior the insurance start date	Covers pre-existing medical conditions if stable in 180 days prior to the insurance effective date
Medical questionnarie required?	No	No	Yes - Only individuals of age 55 to 85 years old need to complete medical questionnaire
Hospital accommodation	Semi-private room	Semi-private room	Semi-private room
Prescription drugs	Up to $500 per prescription limited to 30 days supply.	Up to $500 per prescription limited to 30 days supply.	Up to $500 per prescription limited to 30 days supply.
Follow-up visits	1 follow-up visit when related to the medical emergency.	No follow-up visits limit provided these are related to the medical emergency.	No follow-up visits limit provided these are related to the medical emergency.
Private duty nurse	Up to $5,000	Up to $5,000	Up to $5,000
Ground or air transportation	Covers ground and/or air transport when medically necessary.	Covers ground and/or air transport when medically necessary.	Covers ground and/or air transport when medically necessary.
Dental coverage	Not covered	Up to $4,000 for treatment as a result of accidental blow. Up to $300 for dental emergency treatment.	Up to $4,000 for treatment as a result of accidental blow. Up to $300 for dental emergency treatment.
Laboratory tests & diagnostic services	Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center.	Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center.	Lab tests and x-rays Tests such as Cardiac catheterization, angioplasty, cardiovascular surgery, related tests, MRI, CT scans, sonograms, ultrasounds, or biopsiesare covered only if approved in advance by the assistance center.
Medical Appliances	Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency	Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency.	Up to $5,000 for rental of a hospital bed, wheelchair, crutches, splints, canes, slings, trusses or braces or other prosthetic appliance when related to medical emergency.
Health professional services	Services provided by a healthcare practitioner are covered up to a combined total of $1,000 for a covered emergency	Services provided by a healthcare practitioner are covered up to a combined total of $1,000 for a covered emergency.	Services provided by a healthcare practitioner are covered up to a combined total of $1,000 for a covered emergency.
Accidental death & dismemberment	No coverage	Up to maximum $25,000	Up to maximum $25,000
Return of deceased/Cremation or burial	Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered.	Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered.	Up to $7,500 for the combined cost for Burial or cremation Transporting body to the place of burial Cost for preparing related legal documentation The cost of the coffin or urn is not covered.
Transportation to bedside	If you are travelling alone and hospitalized for 5 or more days then this policy will cover: Up to $3,000 for return economy air fare to bring a friend or family member to your bed side Up to $500 for that person hotel and meals Cover that person under the same emergency medical insurance plan purchased by you until you are fit to travel	If you are travelling alone and hospitalized for 5 or more days then this policy will cover: Up to $3,000 for return economy air fare to bring a friend or family member to your bed side Up to $500 for that person hotel and meals Cover that person under the same emergency medical insurance plan purchased by you until you are fit to travel	If you are travelling alone and hospitalized for 5 or more days then this policy will cover: Up to $3,000 for return economy air fare to bring a friend or family member to your bed side Up to $500 for that person hotel and meals Cover that person under the same emergency medical insurance plan purchased by you until you are fit to travel
Side trip coverage	Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided the side trip starts and ends in Canada and does not exceed the lesser of the following: 30 days per policy 49% of your total number of coverage days as stated on your policy confirmation.	Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided the side trip starts and ends in Canada and does not exceed the lesser of the following: 30 days per policy 49% of your total number of coverage days as stated on your policy confirmation.	Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided the side trip starts and ends in Canada and does not exceed the lesser of the following: 30 days per policy 49% of your total number of coverage days as stated on your policy confirmation.
Out-of-pocket expenses	Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares.	Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares.	Up to $150 per day to a maximum of $1,500 for your extra hotel, meals, essential calls and taxi fares.
Automatic extensions	Coverage will be automatically extended if your trip is prolonged due to one of the following reasons: Coverage will be extended for 72 hours if return is not possible because of Common carrier delay. In case of hospitalization due to emergency, coverage will be extended during the hospital stay and up to 5 days after discharge from hospital In case sickness happens within 5 days prior to return, coverage will be extended for up to 5 days.	Coverage will be automatically extended if your trip is prolonged due to one of the following reasons: Coverage will be extended for 72 hours if return is not possible because of Common carrier delay. In case of hospitalization due to emergency, coverage will be extended during the hospital stay and up to 5 days after discharge from hospital In case sickness happens within 5 days prior to return, coverage will be extended for up to 5 days.	Coverage will be automatically extended if your trip is prolonged due to one of the following reasons: Coverage will be extended for 72 hours if return is not possible because of Common carrier delay. In case of hospitalization due to emergency, coverage will be extended during the hospital stay and up to 5 days after discharge from hospital In case sickness happens within 5 days prior to return, coverage will be extended for up to 5 days.
Policy cancellation/ Refund	You have 10 days from the date you purchase the insurance to receive a premium refund if You have not departed on your trip and No claims are in progress.	You have 10 days from the date you purchase the insurance to receive a premium refund if You have not departed on your trip and No claims are in progress.	You have 10 days from the date you purchase the insurance to receive a premium refund if You have not departed on your trip and No claims are in progress.
Waiting period	Waiting period applies If you purchase policy after your arrival in Canada 15 days period if age is 86 or old. 72 hours period if age is 85 or under and policy is purchased within 30 days after arrival in Canada. 7 days period if age is 85 or under and policy is purchased in 31 or more days after arrival in Canada	Waiting period applies If you purchase policy after your arrival in Canada 15 days period if age is 86 or old. 72 hours period if age is 85 or under and policy is purchased within 30 days after arrival in Canada. 7 days period if age is 85 or under and policy is purchased in 31 or more days after arrival in Canada	Waiting period applies If you purchase policy after your arrival in Canada 15 days period if age is 86 or old. 72 hours period if age is 85 or under and policy is purchased within 30 days after arrival in Canada. 7 days period if age is 85 or under and policy is purchased in 31 or more days after arrival in Canada