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- Official Travelance Partner
Travelance Insurance Plan
Travelance offers two plans (1) Essential and (2) Premier with a range of coverages $25,000 to $150,000 and monthly payment option for 90 or more days. The Premier plan covers stable pre-existing conditions, while the Essential plan with lower premiums does not cover pre-existing conditions. Following are the key benefits of choosing Travelance insurance plan:
- Choose coverage from options ranging from $25,000 to $150,000. However for super visa insurance coverage starts from $100,000.
- Diverse range of deductibles, from as minimum as $0 to maximum $5,000. Flexibility in choosing the deductible can offer significant reductions in your premiums.
- Get coverage for stable pre-existing medical conditions (e.g., BP, heart, diabetes, cholesterol, lung and other conditions) if stable before insurance start date.
- 100% refund in case of visa denial. Visa denail letter is required before the insurance start state to process refund.
- Easy early return refund available if there is no claim on insurance.
Travelance Insurance Plans Benefits
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Benefit |
Essential plan |
Premier plan |
|
Pre-existing conditions coverage |
Not covered |
Age 69 and Under: Covers stable pre-existing medical conditions in 180 days prior to the effective date. |
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Medical questionnaire required? |
Yes | Yes |
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Hospital accommodation |
Semi-private room |
Semi-private room |
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Prescription drugs |
Up to $1000 per prescription limited to 30 days supply. |
Up to $10,000 per prescription limited to 30 days supply. |
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Follow-up visits |
Up to 3 follow-up visits to a maximum of $3,000 provided it is related to medical emergency. |
Up to 3 follow-up visits to a maximum of $5,000 provided it is related to medical emergency. |
|
Private duty nurse |
Covered if the attending physician prescribes services. |
Covered if the attending physician prescribes services. |
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Ground or air transportation |
Covers ground and/or air transport when medically necessary. |
Covers ground and/or air transport when medically necessary. |
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Dental coverage |
Note: conditions apply. Further details are in policy wording. |
Note: conditions apply. Further details are in policy wording. |
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Laboratory tests & diagnostic services |
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Medical Appliances |
Medical equipment purchased or rented are covered with the following limits:
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Medical equipment purchased or rented are covered with the following limits:
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Health professional services |
Up to $300 per practitioner such as acupressurist, acupuncturist, chiropodist, naturopath, osteopath, physiotherapist, podiatrist |
Up to $750 per practitioner such as acupressurist, acupuncturist, chiropodist, naturopath, osteopath, physiotherapist, podiatrist |
|
Accidental death & dismemberment |
Not covered |
Up to $100,000 |
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Return of deceased/ Cremation or burial |
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Transportation to bedside |
Covers some cost to transport a person in family or friend to you in case of medical emergency
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Covers some cost to transport a person in family or friend to you in case of medical emergency
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Side trip coverage |
Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided
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Side trip coverage is available when you are travelling in any other country, excluding your country of origin provided
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Out-of-pocket expenses |
Up to $500 for your out of pocket expenses such as television, wi-fi and parking charges while you are hospitalized for the treatment of emergency medical sickness. | Up to $800 for your out of pocket expenses such as television, wi-fi and parking charges while you are hospitalized for the treatment of emergency medical sickness. |
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Automatic extensions |
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Policy cancellation/ Refund |
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Waiting period |
Waiting period applies If you purchase policy after your arrival in Canada
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Waiting period applies If you purchase policy after your arrival in Canada
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* At Danforth Insurance, we offer comprehensive insurance plans that come with exclusive benefits during your stay in Canada. However, it is important to note that every insurance plan has its limitations, exclusions, conditions, and other terms that may impact the reimbursement you are entitled to. To gain a deeper understanding of our policies, please take a moment to review our detailed policy wordings: (1) Essential Plan and (2) Premier Plan